# PlanMode vs Projections

The clearest difference is review sentiment: PlanMode at 77% against Projections's 0%. PlanMode also leads on rating (4.3 vs 2.0) and ratings volume (105 vs 1). Projections's advantage is update cadence (every 2 weeks vs every 3 months) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PlanMode sells 3 one-off in-app purchases and Projections sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

PlanMode holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: PlanMode has 105 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 77% of PlanMode's written reviews are positive against 0% of Projections's.

PlanMode ships an update every 3 months, Projections every 2 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PlanMode | Projections |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672/reviews) |
| Number of ratings | **105** | 1 |
| Positive reviews | **76.9% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 36 MB | 63 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sawhney Systems](https://appshunter.io/developer/570593131) | [7015781 Manitoba Inc](https://appshunter.io/developer/1447045358) |

## What reviewers say

### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


### Projections

[App page](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672)

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

**Highlights:** Create retirement projections, Manual or guided setup, Real-time impact analysis, Input assets, income, spending, Track contributions, Confidence in financial future

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Subscription | $2.99 | per month |
| Annual Description | $29.99 | per year |


## Frequently asked questions

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Is Projections free?

Projections is free to download, with in-app purchases available.

### Which has better reviews, PlanMode or Projections?

PlanMode is rated higher. PlanMode averages 4.3 out of 5 from 105 ratings, while Projections averages 2.0 from 1 ratings.

### Do PlanMode or Projections have ads?

Both PlanMode and Projections show ads.

### Which is updated more often, PlanMode or Projections?

PlanMode ships an update every 3 months, and Projections every 2 weeks. Most recently, PlanMode was updated on November 1, 2026 and Projections on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*