# PlanMode vs FutureFolio

The clearest difference is rating: FutureFolio at 5.0 against PlanMode's 4.3. FutureFolio also leads on in-app purchases (none vs 3) and ads (none vs shown). PlanMode's advantage is ratings volume (105 vs 1) and device support (3 vs 1). On price and iOS requirement there is nothing between them.

Both are free to download. PlanMode sells 3 one-off in-app purchases. FutureFolio asks for nothing beyond the download.

FutureFolio holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: PlanMode has 105 ratings behind it against 1, so its average is the more settled of the two.

PlanMode ships an update every 3 months, FutureFolio every 3 days. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PlanMode | FutureFolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/futurefolio/id6498633160/reviews)** |
| Number of ratings | **105** | 1 |
| Positive reviews | 76.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 36 MB | 4 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sawhney Systems](https://appshunter.io/developer/570593131) | [Sultan Babar](https://appshunter.io/developer/946169330) |

## What reviewers say

### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


### FutureFolio

[App page](https://appshunter.io/ios/app/futurefolio/id6498633160)

Simulate investment outcomes with sophisticated Monte Carlo techniques. This app offers a user-friendly interface to input variables and visualize projections for retirement planning, savings goals, or exploring investment strategies. Gain educational insights into market fluctuations and fees.

**Highlights:** Monte Carlo investment simulations, User-friendly interface, Customizable financial scenarios, Visual investment projections, Personal investment analysis, Educational insights on market impact

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Is FutureFolio free?

FutureFolio is free to download, with no in-app purchases.

### Which has better reviews, PlanMode or FutureFolio?

FutureFolio is rated higher. PlanMode averages 4.3 out of 5 from 105 ratings, while FutureFolio averages 5.0 from 1 ratings.

### Do PlanMode or FutureFolio have ads?

PlanMode shows ads; FutureFolio does not.

### Which is updated more often, PlanMode or FutureFolio?

PlanMode ships an update every 3 months, and FutureFolio every 3 days. Most recently, PlanMode was updated on September 22, 2026 and FutureFolio on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*