# PlanMode vs Retirement Advisor

The clearest difference is rating: Retirement Advisor at 5.0 against PlanMode's 4.3. Retirement Advisor also leads on in-app purchases (none vs 3) and review sentiment (100% vs 77%). PlanMode's advantage is ratings volume (105 vs 7). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PlanMode sells 3 one-off in-app purchases. Retirement Advisor asks for nothing beyond the download.

Retirement Advisor holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: PlanMode has 105 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 77% of PlanMode's written reviews are positive against 100% of Retirement Advisor's.

PlanMode ships an update every 3 months, Retirement Advisor every 2 months. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | PlanMode | Retirement Advisor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/retirement-advisor/id6740252670/reviews)** |
| Number of ratings | **105** | 7 |
| Positive reviews | 76.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 36 MB | 39 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sawhney Systems](https://appshunter.io/developer/570593131) | [Eric Chang](https://appshunter.io/developer/1789237775) |

## What reviewers say

### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


### Retirement Advisor

[App page](https://appshunter.io/ios/app/retirement-advisor/id6740252670)

Plan your financial future with a powerful savings and retirement simulator. Get year-by-year projections, test early retirement scenarios, and optimize Social Security claims. Visualize savings growth and understand the impact of taxes and contributions.

**Highlights:** Retirement savings projections, Early retirement scenario testing, Social Security optimization, Savings growth visualization, Tax and penalty calculations, Income and expense breakdown

**In-app purchases:** none


## Frequently asked questions

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Is Retirement Advisor free?

Retirement Advisor is free to download, with no in-app purchases.

### Which has better reviews, PlanMode or Retirement Advisor?

Retirement Advisor is rated higher. PlanMode averages 4.3 out of 5 from 105 ratings, while Retirement Advisor averages 5.0 from 7 ratings.

### Do PlanMode or Retirement Advisor have ads?

Both PlanMode and Retirement Advisor show ads.

### Which is updated more often, PlanMode or Retirement Advisor?

PlanMode ships an update every 3 months, and Retirement Advisor every 2 months. Most recently, PlanMode was updated on November 1, 2026 and Retirement Advisor on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*