# PlanMode vs SALT Microfinance

The clearest difference is rating: SALT Microfinance at 5.0 against PlanMode's 4.3. SALT Microfinance also leads on in-app purchases (none vs 3) and ads (none vs shown). PlanMode's advantage is ratings volume (105 vs 2). On price, device support and iOS requirement there is nothing between them.

Both are free to download. PlanMode sells 3 one-off in-app purchases. SALT Microfinance asks for nothing beyond the download.

SALT Microfinance holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: PlanMode has 105 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 77% of PlanMode's written reviews are positive against 100% of SALT Microfinance's.

PlanMode ships an update every 3 months, SALT Microfinance weekly. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | PlanMode | SALT Microfinance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (105 ratings)](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/salt-microfinance/id6754417447/reviews)** |
| Number of ratings | **105** | 2 |
| Positive reviews | 76.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 36 MB | 49 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sawhney Systems](https://appshunter.io/developer/570593131) | [Financial Literacy International](https://appshunter.io/developer/1739030137) |

## What reviewers say

### PlanMode

[App page](https://appshunter.io/ios/app/planmode-retirement-planner/id979979311)

This app helps you plan for your financial future by projecting your wealth over your lifetime. It analyzes potential shortfalls in retirement savings and allows you to test various financial scenarios to ensure you have sufficient resources.

**Highlights:** Lifetime wealth projections, Retirement savings gap analysis, Scenario testing for financial decisions, All-in-one financial dashboard, Detailed financial profile integration, Comparison of financial alternatives

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Week Premium Activation | $0.99 | one-time |
| 1-Month Premium Activation | $5.99 | one-time |
| 1-Year Premium Activation | $19.99 | one-time |


### SALT Microfinance

[App page](https://appshunter.io/ios/app/salt-microfinance/id6754417447)

This app streamlines community savings groups, making financial transactions more accurate and transparent. It simplifies earnings calculations, loan amortization, and reporting for smallholder farmers, aiding agricultural development.

**Highlights:** Community savings group management, Fair member earnings calculation, Loan amortization calculations, Transparent transaction reporting, Agricultural field trial tracking, Support for smallholder farmers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PlanMode free?

PlanMode is free to download, with in-app purchases available.

### Is SALT Microfinance free?

SALT Microfinance is free to download, with no in-app purchases.

### Which has better reviews, PlanMode or SALT Microfinance?

SALT Microfinance is rated higher. PlanMode averages 4.3 out of 5 from 105 ratings, while SALT Microfinance averages 5.0 from 2 ratings.

### Do PlanMode or SALT Microfinance have ads?

PlanMode shows ads; SALT Microfinance does not.

### Which is updated more often, PlanMode or SALT Microfinance?

PlanMode ships an update every 3 months, and SALT Microfinance weekly. Most recently, PlanMode was updated on November 1, 2026 and SALT Microfinance on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*