# Cuvva vs SJP

The clearest difference is review sentiment: Cuvva at 50% against SJP's 18%. Cuvva also leads on update cadence (weekly vs every 2 months). SJP's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cuvva ships an update weekly, SJP every 2 months. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Cuvva | SJP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (52 ratings)](https://appshunter.io/ios/app/cuvva/id979980804/reviews)** | — |
| Number of ratings | **52** | — |
| Positive reviews | **50.5% of reviews** | 18.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 110 MB | 116 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Cuvva Limited](https://appshunter.io/developer/979980803) | [St. James's Place](https://appshunter.io/developer/1603646084) |

## What reviewers say

### Cuvva

[App page](https://appshunter.io/ios/app/cuvva/id979980804)

Get temporary car, van, or learner insurance for as little as one hour up to 28 days. Easily borrow or lend vehicles, insure your own car short-term, or get cover to practice driving. Manage your policies entirely through the app.

**Highlights:** Temporary car insurance, Van insurance, Learner driver insurance, Borrow or lend vehicles, Flexible policy durations (1 hour to 28 days), In-app policy management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent service
- ⚡ Quick and easy to use
- 💰 Affordable prices
- 🤝 Great customer support
- 🚗 Convenient for temporary insurance needs

**What reviewers complain about**

- 🚫 Difficulty getting insured
- 💰 Expensive pricing
- 📢 Excessive notifications/ads
- 🤖 Issues with AI/facial recognition
- 🔒 Concerns about legitimacy and coverage

**Reported bugs**

- App freezing or crashing
- Issues with photo uploads and verification
- Inconsistent or incorrect quotes

**Requested features**

- Expand coverage to more vehicle types
- Improve account management and cancellation options
- Provide more transparency on pricing and policies


### SJP

[App page](https://appshunter.io/ios/app/sjp/id1608216081)

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

**Highlights:** Biometric sign-in, Real-time investment values, Performance tracking (pension, ISAs, bonds), Fund breakdown details, Expert insights, Personal document library

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cuvva free?

Cuvva is free to download, with no in-app purchases.

### Is SJP free?

SJP is free to download, with no in-app purchases.

### Do Cuvva or SJP have ads?

Neither Cuvva nor SJP shows ads.

### Which is updated more often, Cuvva or SJP?

Cuvva ships an update weekly, and SJP every 2 months. Most recently, Cuvva was updated on September 30, 2026 and SJP on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*