# NCFCU vs MPB Security Token

The clearest difference is update cadence: NCFCU at every 3 weeks against MPB Security Token's every 8 months. NCFCU also leads on device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCFCU ships an update every 3 weeks, MPB Security Token every 8 months. The most recent releases landed on October 7, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | NCFCU | MPB Security Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (552 ratings)](https://appshunter.io/ios/app/ncfcu/id980005781/reviews)** | — |
| Number of ratings | **552** | — |
| Positive reviews | 67.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 8 months |
| Monetization | Free | — |
| Size | 67 MB | 4 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [New Cumberland Federal Credit Union](https://appshunter.io/developer/980005780) | [Mid Penn Bank](https://appshunter.io/developer/910639623) |

## What reviewers say

### NCFCU

[App page](https://appshunter.io/ios/app/ncfcu/id980005781)

Manage your finances on the go with this banking app. It offers secure login, quick balance checks, fund transfers, bill payments, and mobile check deposits. It also includes accessibility features for users with specific needs.

**Highlights:** Secure Face ID/Touch ID login, Quick Balance view, Fund transfers, Mobile check deposit, Bill pay, Loan payments, Accessibility features

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and accessible interface
- 🚀 Fast and efficient banking transactions
- 💳 Remote deposit feature works well
- 🔒 Reliable and stable app performance
- 😊 Excellent customer service and support

**What reviewers complain about**

- 🐛 Frequent unexpected logouts
- 🔐 Face ID authentication issues after app closure
- 📱 Mobile app lacks features available on website
- ⌨️ Keyboard covers input fields during transactions
- 🎯 Difficult account selection in transfer interface

**Reported bugs**

- Password reset required after logout
- Face ID not persisting after hard close
- Keyboard obscuring text input during money transfers
- Check deposit rejection for missing endorsement text
- Mint integration connectivity issues

**Requested features**

- Dashboard view on mobile app matching website
- Pending transactions display on mobile
- Loans and additional services on mobile app
- Manual photo capture option for check deposits
- Improved keyboard handling for transaction descriptions


### MPB Security Token

[App page](https://appshunter.io/ios/app/mpb-security-token/id1614675567)

**In-app purchases:** none


## Frequently asked questions

### Is NCFCU free?

NCFCU is free to download, with no in-app purchases.

### Is MPB Security Token free?

MPB Security Token is free to download, with no in-app purchases.

### Do NCFCU or MPB Security Token have ads?

Neither NCFCU nor MPB Security Token shows ads.

### Which is updated more often, NCFCU or MPB Security Token?

NCFCU ships an update every 3 weeks, and MPB Security Token every 8 months. Most recently, NCFCU was updated on October 7, 2026 and MPB Security Token on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*