# Split vs Cost Split Payments

The clearest difference is in-app purchases: Split at none against Cost Split Payments's 4. Cost Split Payments's advantage is update cadence (fortnightly vs every 31 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Split asks for nothing beyond the download.

Split ships an update every 31 months, Cost Split Payments fortnightly. The most recent releases landed on September 18, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Split | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 31 months | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 3 MB | 35 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Luke Irvin](https://appshunter.io/developer/466364981) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Split

[App page](https://appshunter.io/ios/app/split-pay-equally/id980721591)

**Features:** macOS Compatibility

**In-app purchases:** none


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Split free?

Split is free to download, with no in-app purchases.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Do Split or Cost Split Payments have ads?

Neither Split nor Cost Split Payments shows ads.

### Which is updated more often, Split or Cost Split Payments?

Split ships an update every 31 months, and Cost Split Payments fortnightly. Most recently, Split was updated on September 18, 2026 and Cost Split Payments on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*