# Spendio vs pagu

The clearest difference is in-app purchases: pagu at none against Spendio's 1. pagu also leads on update cadence (every 2 days vs every 3 weeks). Spendio's advantage is iOS requirement (8.2 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Spendio sells 1 one-off in-app purchase. pagu asks for nothing beyond the download.

Spendio ships an update every 3 weeks, pagu every 2 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Spendio | pagu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (12 ratings)](https://appshunter.io/ios/app/spendio-spending-tracker-for-iphone-and-apple-watch/id981295504/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 54.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 37 MB | 36 MB |
| Requires iOS | **8.2** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Muze](https://appshunter.io/developer/908478902) | [Nicolas Elliot Christopher](https://appshunter.io/developer/1894150345) |

## What reviewers say

### Spendio

[App page](https://appshunter.io/ios/app/spendio-spending-tracker-for-iphone-and-apple-watch/id981295504)

Effortlessly manage your finances with this intuitive spending tracker. Input expenses and income directly from your Apple Watch using voice commands, or organize transactions into custom wallets. Set financial goals and visualize your progress with elegant charts.

**Highlights:** iPhone & Apple Watch compatibility, Voice input for transactions, Create financial goals, Separate transactions with wallets, Receipt photo capture, Elegant charts and reports, Recurring transaction setup

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock Full Version | $1.99 | one-time |


### pagu

[App page](https://appshunter.io/ios/app/pagu-expense-tracker/id6787009707)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spendio free?

Spendio is free to download, with in-app purchases available.

### Is pagu free?

pagu is free to download, with no in-app purchases.

### Do Spendio or pagu have ads?

Neither Spendio nor pagu shows ads.

### Which is updated more often, Spendio or pagu?

Spendio ships an update every 3 weeks, and pagu every 2 days. Most recently, Spendio was updated on November 1, 2026 and pagu on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*