# 保险师 vs 智慧社区

The clearest difference is in-app purchases: 智慧社区 at none against 保险师's 19. 智慧社区 also leads on iOS requirement (10.0 vs 13.0). 保险师's advantage is update cadence (every 2 weeks vs every 4 months). On price, ads and device support there is nothing between them.

Both are free to download. 保险师 sells 18 one-off in-app purchases. 智慧社区 asks for nothing beyond the download.

保险师 ships an update every 2 weeks, 智慧社区 every 4 months. The most recent releases landed on October 24, 2026 and August 15, 2026 respectively.

## The numbers

| Metric | 保险师 | 智慧社区 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id981360164/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Size | 368 MB | 67 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [WEIEASE Insurance Brokers Co., Ltd.](https://appshunter.io/developer/1494677897) | [Zhejiang Dahua Vision Technology Co.,Ltd.](https://appshunter.io/developer/1490059642) |

## What reviewers say

### 保险师

[App page](https://appshunter.io/ios/app/id981360164)

**Features:** macOS Compatibility

**In-app purchases (18)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 大会员尝鲜卡 | $0.99 | one-time |
| 大会员尝鲜卡 | $2.99 | one-time |
| 大会员升级 | $2.99 | one-time |
| 短视频会员 | $2.99 | one-time |
| 首充特惠 | $6.99 | one-time |
| 全托管超级大会员月卡 | $6.99 | one-time |
| 600算力 | $6.99 | one-time |
| 计划书会员 | $29.99 | one-time |
| 计划书会员 | $34.99 | one-time |
| 展业会员365天 | $39.99 | one-time |
| 新媒体会员365天 | $39.99 | one-time |
| 计划书会员 | $39.99 | one-time |
| 3600算力 | $39.99 | one-time |
| 短视频会员 | $59.99 | one-time |
| 大会员365天 | $69.99 | one-time |
| 7200算力 | $69.99 | one-time |
| 7200 算力 | $89.99 | one-time |
| 14400算力 | $129.99 | one-time |


### 智慧社区

[App page](https://appshunter.io/ios/app/id1476223363)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 保险师 free?

保险师 is free to download, with in-app purchases available.

### Is 智慧社区 free?

智慧社区 is free to download, with no in-app purchases.

### Do 保险师 or 智慧社区 have ads?

Neither 保险师 nor 智慧社区 shows ads.

### Which is updated more often, 保险师 or 智慧社区?

保险师 ships an update every 2 weeks, and 智慧社区 every 4 months. Most recently, 保险师 was updated on October 24, 2026 and 智慧社区 on August 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*