# 保险师 vs 精算助理

The clearest difference is device support: 保险师 at 3 against 精算助理's 1. 保险师 also leads on iOS requirement (13.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. 保险师 sells 18 one-off in-app purchases and 精算助理 sells 17 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

保险师 ships an update every 2 weeks, 精算助理 every 10 days. The most recent releases landed on October 24, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | 保险师 | 精算助理 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id981360164/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Size | 368 MB | 111 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [WEIEASE Insurance Brokers Co., Ltd.](https://appshunter.io/developer/1494677897) | [深圳华博精算咨询有限公司](https://appshunter.io/developer/1573679549) |

## What reviewers say

### 保险师

[App page](https://appshunter.io/ios/app/id981360164)

**Features:** macOS Compatibility

**In-app purchases (18)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 大会员尝鲜卡 | $0.99 | one-time |
| 大会员尝鲜卡 | $2.99 | one-time |
| 大会员升级 | $2.99 | one-time |
| 短视频会员 | $2.99 | one-time |
| 首充特惠 | $6.99 | one-time |
| 全托管超级大会员月卡 | $6.99 | one-time |
| 600算力 | $6.99 | one-time |
| 计划书会员 | $29.99 | one-time |
| 计划书会员 | $34.99 | one-time |
| 展业会员365天 | $39.99 | one-time |
| 新媒体会员365天 | $39.99 | one-time |
| 计划书会员 | $39.99 | one-time |
| 3600算力 | $39.99 | one-time |
| 短视频会员 | $59.99 | one-time |
| 大会员365天 | $69.99 | one-time |
| 7200算力 | $69.99 | one-time |
| 7200 算力 | $89.99 | one-time |
| 14400算力 | $129.99 | one-time |


### 精算助理

[App page](https://appshunter.io/ios/app/id1573679547)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 會員自動續費 | $3.99 | per month |
| 會員自動續費199 | $24.99 | per month |
| VIP自動續費 | $24.99 | per month |
| 專業提升29 | $3.99 | one-time |
| 白银会员 | $14.99 | one-time |
| 專業提升199 | $24.99 | one-time |
| 线上专业提升198 | $29.99 | one-time |
| 線上專業提升759 | $99.99 | one-time |
| 線上專業提升758 | $99.99 | one-time |
| 線上專業提升750 | $99.99 | one-time |
| 線上專業提升740 | $99.99 | one-time |
| 線上專業提升749 | $99.99 | one-time |
| 線上專業提升730 | $99.99 | one-time |
| 線上專業提升748 | $99.99 | one-time |
| 線上專業提升738 | $99.99 | one-time |
| 線上專業提升729 | $99.99 | one-time |
| 線上專業提升739 | $99.99 | one-time |


## Frequently asked questions

### Is 保险师 free?

保险师 is free to download, with in-app purchases available.

### Is 精算助理 free?

精算助理 is free to download, with in-app purchases available.

### Do 保险师 or 精算助理 have ads?

Neither 保险师 nor 精算助理 shows ads.

### Which is updated more often, 保险师 or 精算助理?

保险师 ships an update every 2 weeks, and 精算助理 every 10 days. Most recently, 保险师 was updated on October 24, 2026 and 精算助理 on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*