# 保险师 vs NextTerm

The clearest difference is update cadence: 保险师 at every 2 weeks against NextTerm's every 2 months. 保险师 also leads on iOS requirement (13.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 保险师 sells 18 one-off in-app purchases and NextTerm sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

保险师 ships an update every 2 weeks, NextTerm every 2 months. The most recent releases landed on August 18, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | 保险师 | NextTerm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id981360164/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Size | 368 MB | 14 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 17+ | 4+ |
| Developer | [WEIEASE Insurance Brokers Co., Ltd.](https://appshunter.io/developer/1494677897) | [lecoo](https://appshunter.io/developer/1630534948) |

## What reviewers say

### 保险师

[App page](https://appshunter.io/ios/app/id981360164)

**Features:** macOS Compatibility

**In-app purchases (18)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 大会员尝鲜卡 | $0.99 | one-time |
| 大会员尝鲜卡 | $2.99 | one-time |
| 大会员升级 | $2.99 | one-time |
| 短视频会员 | $2.99 | one-time |
| 首充特惠 | $6.99 | one-time |
| 全托管超级大会员月卡 | $6.99 | one-time |
| 600算力 | $6.99 | one-time |
| 计划书会员 | $29.99 | one-time |
| 计划书会员 | $34.99 | one-time |
| 展业会员365天 | $39.99 | one-time |
| 新媒体会员365天 | $39.99 | one-time |
| 计划书会员 | $39.99 | one-time |
| 3600算力 | $39.99 | one-time |
| 短视频会员 | $59.99 | one-time |
| 大会员365天 | $69.99 | one-time |
| 7200算力 | $69.99 | one-time |
| 7200 算力 | $89.99 | one-time |
| 14400算力 | $129.99 | one-time |


### NextTerm

[App page](https://appshunter.io/ios/app/nextterm-ssh-and-sftp-client/id6757958394)

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NextTerm Pro Monthly | $4.99 | per month |
| NextTerm Pro Yearly | $49.99 | per year |
| NextTerm Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is 保险师 free?

保险师 is free to download, with in-app purchases available.

### Is NextTerm free?

NextTerm is free to download, with in-app purchases available.

### Do 保险师 or NextTerm have ads?

Neither 保险师 nor NextTerm shows ads.

### Which is updated more often, 保险师 or NextTerm?

保险师 ships an update every 2 weeks, and NextTerm every 2 months. Most recently, 保险师 was updated on August 18, 2026 and NextTerm on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*