# Deposit Express vs Thrivent RCD

The clearest difference is rating: Thrivent RCD at 4.5 against Deposit Express's 2.2. Thrivent RCD also leads on iOS requirement (10.0 vs 15.0). Deposit Express's advantage is ratings volume (27 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Thrivent RCD holds the better App Store score, 4.5 against 2.2. Both are backed by a comparable volume of ratings — 27 and 8 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Deposit Express ships an update every 14 months, Thrivent RCD every 9 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Deposit Express | Thrivent RCD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (27 ratings)](https://appshunter.io/ios/app/deposit-express/id982284366/reviews) | **[4.5 (8 ratings)](https://appshunter.io/ios/app/thrivent-rcd/id1471674084/reviews)** |
| Number of ratings | **27** | 8 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 9 months** |
| Monetization | Free | Free |
| Size | 95 MB | 74 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [U.S. Bancorp](https://appshunter.io/developer/458734630) | [Thrivent Financial For Lutherans](https://appshunter.io/developer/1437846248) |

## What reviewers say

### Deposit Express

[App page](https://appshunter.io/ios/app/deposit-express/id982284366)

Deposit checks remotely with this mobile banking tool. Designed for U.S. Bank business clients, it allows for quick check deposits without visiting a branch. Secure encryption protects all transmissions.

**Highlights:** Remote check deposit, Business banking solution, Secure transmissions, Easy-to-use interface, Smartphone and tablet compatible

**Features:** macOS Compatibility

**In-app purchases:** none


### Thrivent RCD

[App page](https://appshunter.io/ios/app/thrivent-rcd/id1471674084)

This app allows financial professionals to securely transmit check payments for various Thrivent products, including life, health, annuity, and mutual funds. It also facilitates check payments for financial plans directly from a mobile device.

**Highlights:** Transmit check payments, Supports life, health, annuity, and mutual funds, Accepts payments for financial plans, Mobile check capture, Secure transmission

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Deposit Express free?

Deposit Express is free to download, with no in-app purchases.

### Is Thrivent RCD free?

Thrivent RCD is free to download, with no in-app purchases.

### Which has better reviews, Deposit Express or Thrivent RCD?

Thrivent RCD is rated higher. Deposit Express averages 2.2 out of 5 from 27 ratings, while Thrivent RCD averages 4.5 from 8 ratings.

### Do Deposit Express or Thrivent RCD have ads?

Neither Deposit Express nor Thrivent RCD shows ads.

### Which is updated more often, Deposit Express or Thrivent RCD?

Deposit Express ships an update every 14 months, and Thrivent RCD every 9 months. Most recently, Deposit Express was updated on October 3, 2026 and Thrivent RCD on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*