# FirstToken vs UBA Secure Pass

The clearest difference is rating: FirstToken at 2.3 against UBA Secure Pass's 1.9. FirstToken also leads on update cadence (every 14 months vs every 52 months). UBA Secure Pass's advantage is ratings volume (275 vs 84) and iOS requirement (12.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstToken holds the better App Store score, 2.3 against 1.9. Both are backed by a comparable volume of ratings — 84 and 275 respectively. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 5% of UBA Secure Pass's.

FirstToken ships an update every 14 months, UBA Secure Pass every 52 months. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | FirstToken | UBA Secure Pass |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (84 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews)** | [1.9 (275 ratings)](https://appshunter.io/ios/app/uba-secure-pass/id1093212688/reviews) |
| Number of ratings | 84 | **275** |
| Positive reviews | **12.5% of reviews** | 5.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 14 months** | Every 52 months |
| Monetization | Free | Free |
| Size | 11 MB | 36 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UBA Secure Pass

[App page](https://appshunter.io/ios/app/uba-secure-pass/id1093212688)

This app provides a secure mobile token for authorizing transactions and managing your identity across various banking platforms. It allows for self-activation, eliminating the need to visit a bank branch for setup.

**Highlights:** Transaction authorization, Identity management, Mobile token, Self-activation, Virtual channel access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Simple login process with UBA generated user ID
- ⚡ Fast and efficient when working properly

**What reviewers complain about**

- 🐛 Red screen freeze on launch (especially iPhone)
- ❌ 'User not eligible' error message preventing access
- 📱 Poor compatibility with iOS devices
- 🔌 App fails to load or open
- 💔 OTP/SMS messages never received

**Reported bugs**

- Red screen freeze on app launch
- App crashes immediately after download
- User eligibility validation failing incorrectly
- OTP/SMS delivery system non-functional
- Save button hidden under swipe line on iPhone

**Requested features**

- Replace secure pass with simple SMS OTP option
- Implement dark mode
- Add offline functionality
- Improve error message clarity and solutions
- Enable bulk transfer capability


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is UBA Secure Pass free?

UBA Secure Pass is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or UBA Secure Pass?

FirstToken is rated higher. FirstToken averages 2.3 out of 5 from 84 ratings, while UBA Secure Pass averages 1.9 from 275 ratings.

### Do FirstToken or UBA Secure Pass have ads?

Neither FirstToken nor UBA Secure Pass shows ads.

### Which is updated more often, FirstToken or UBA Secure Pass?

FirstToken ships an update every 14 months, and UBA Secure Pass every 52 months. Most recently, FirstToken was updated on October 14, 2026 and UBA Secure Pass on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*