# FirstToken vs UBA Internet Banking

The clearest difference is rating: UBA Internet Banking at 2.6 against FirstToken's 2.3. UBA Internet Banking also leads on iOS requirement (8.1 vs 15.6). FirstToken's advantage is review sentiment (13% vs 0%) and update cadence (every 14 months vs every 29 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBA Internet Banking holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 84 and 44 respectively. Written reviews complicate that: 13% of FirstToken's written reviews are positive against 0% of UBA Internet Banking's, so the app with the better star average is not the one people write more warmly about.

FirstToken ships an update every 14 months, UBA Internet Banking every 29 months. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | FirstToken | UBA Internet Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (84 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews) | **[2.6 (44 ratings)](https://appshunter.io/ios/app/uba-internet-banking/id1103173781/reviews)** |
| Number of ratings | **84** | 44 |
| Positive reviews | **12.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 14 months** | Every 29 months |
| Monetization | Free | Free |
| Size | 11 MB | 25 MB |
| Requires iOS | 15.6 | **8.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UBA Internet Banking

[App page](https://appshunter.io/ios/app/uba-internet-banking/id1103173781)

Access your bank accounts securely from your mobile device. This application provides on-the-go access to your internet banking services, making financial management convenient and safe.

**Highlights:** Mobile banking access, Secure transactions, On-the-go financial management, Access to internet banking platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is UBA Internet Banking free?

UBA Internet Banking is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or UBA Internet Banking?

UBA Internet Banking is rated higher. FirstToken averages 2.3 out of 5 from 84 ratings, while UBA Internet Banking averages 2.6 from 44 ratings.

### Do FirstToken or UBA Internet Banking have ads?

Neither FirstToken nor UBA Internet Banking shows ads.

### Which is updated more often, FirstToken or UBA Internet Banking?

FirstToken ships an update every 14 months, and UBA Internet Banking every 29 months. Most recently, FirstToken was updated on October 14, 2026 and UBA Internet Banking on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*