# FirstToken vs Remita

The clearest difference is rating: Remita at 3.0 against FirstToken's 2.3. Remita also leads on update cadence (every 5 days vs every 14 months). FirstToken's advantage is ratings volume (84 vs 23). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Remita holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 84 and 23 respectively. Written reviews complicate that: 13% of FirstToken's written reviews are positive against 7% of Remita's, so the app with the better star average is not the one people write more warmly about.

FirstToken ships an update every 14 months, Remita every 5 days. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | FirstToken | Remita |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (84 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews) | **[3.0 (23 ratings)](https://appshunter.io/ios/app/remita/id1234598058/reviews)** |
| Number of ratings | **84** | 23 |
| Positive reviews | **12.5% of reviews** | 6.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 11 MB | 186 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Systemspecs Limited](https://appshunter.io/developer/1234598057) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Remita

[App page](https://appshunter.io/ios/app/remita/id1234598058)

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

**Highlights:** Money transfers to Nigerian and African banks, Bill payments (electricity, TV, school fees), Flight booking and comparison, Airtime and data top-up, Consolidated bank account view, Budgeting and expense tracking, Automated recurring payments, QR code payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is Remita free?

Remita is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or Remita?

Remita is rated higher. FirstToken averages 2.3 out of 5 from 84 ratings, while Remita averages 3.0 from 23 ratings.

### Do FirstToken or Remita have ads?

Neither FirstToken nor Remita shows ads.

### Which is updated more often, FirstToken or Remita?

FirstToken ships an update every 14 months, and Remita every 5 days. Most recently, FirstToken was updated on October 11, 2026 and Remita on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*