# FirstToken vs Pay4Power

The clearest difference is review sentiment: Pay4Power at 100% against FirstToken's 13%. Pay4Power also leads on rating (5.0 vs 2.3) and update cadence (every 11 days vs every 21 months). FirstToken's advantage is ratings volume (81 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay4Power holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: FirstToken has 81 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 100% of Pay4Power's.

FirstToken ships an update every 21 months, Pay4Power every 11 days. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | FirstToken | Pay4Power |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (81 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/pay4power/id1626172903/reviews)** |
| Number of ratings | **81** | 3 |
| Positive reviews | 13.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 11 MB | 91 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [PAY4POWER LTD](https://appshunter.io/developer/1626172905) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pay4Power

[App page](https://appshunter.io/ios/app/pay4power/id1626172903)

Easily buy electricity tokens through various convenient channels including web, mobile, USSD, bank branches, and POS terminals. This finance app simplifies utility payments for users.

**Highlights:** Purchase electricity tokens, Multiple payment channels, Web access, Mobile app, USSD payments, Bank branch payments, POS payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is Pay4Power free?

Pay4Power is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or Pay4Power?

Pay4Power is rated higher. FirstToken averages 2.3 out of 5 from 81 ratings, while Pay4Power averages 5.0 from 3 ratings.

### Do FirstToken or Pay4Power have ads?

Neither FirstToken nor Pay4Power shows ads.

### Which is updated more often, FirstToken or Pay4Power?

FirstToken ships an update every 21 months, and Pay4Power every 11 days. Most recently, FirstToken was updated on September 28, 2026 and Pay4Power on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*