# FirstToken vs GT eToken

The clearest difference is rating: FirstToken at 2.3 against GT eToken's 1.8. FirstToken also leads on review sentiment (13% vs 4%). GT eToken's advantage is update cadence (every 2 months vs every 21 months) and iOS requirement (10.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstToken holds the better App Store score, 2.3 against 1.8. Both are backed by a comparable volume of ratings — 81 and 93 respectively. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 4% of GT eToken's.

FirstToken ships an update every 21 months, GT eToken every 2 months. The most recent releases landed on September 21, 2026 and August 17, 2026 respectively.

## The numbers

| Metric | FirstToken | GT eToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (81 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews)** | [1.8 (93 ratings)](https://appshunter.io/ios/app/gt-etoken/id6443600518/reviews) |
| Number of ratings | 81 | **93** |
| Positive reviews | **13.2% of reviews** | 3.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 11 MB | 51 MB |
| Requires iOS | 15.6 | **10.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Guaranty Trust Bank PLC](https://appshunter.io/developer/662878574) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### GT eToken

[App page](https://appshunter.io/ios/app/gt-etoken/id6443600518)

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online banking. It offers a convenient mobile alternative to hardware tokens, requiring a simple activation process and a personal passcode for access.

**Highlights:** Generates one-time passwords (OTPs), Authenticates electronic transactions, Mobile alternative to hardware tokens, Secure 6-digit passcode for login, 24/7 banking access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✅ Helpful customer support team (when reachable)
- 🌍 Useful for diaspora customers without hardware token
- ⚡ Fast authentication with biometric when working

**What reviewers complain about**

- 🐛 App freezes and crashes frequently
- ❌ Fails to activate with debit card details
- 📧 OTP codes not sent to email or phone
- 🔄 Updates break existing functionality
- ⏱️ Extremely slow loading times (15-20 seconds)

**Reported bugs**

- App fails to activate with correct debit card information
- OTP generation and delivery failures
- Generate OTP button overlaps with menu icons and is unclickable
- Terms and conditions checkbox not clickable
- App freezes requiring phone restart to function

**Requested features**

- Revert to previous version or hardware token system
- Implement better error messages with solutions
- Add offline functionality for transactions
- Improve customer service accessibility (email, chat support)
- Modernize technology infrastructure with AI improvements


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is GT eToken free?

GT eToken is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or GT eToken?

FirstToken is rated higher. FirstToken averages 2.3 out of 5 from 81 ratings, while GT eToken averages 1.8 from 93 ratings.

### Do FirstToken or GT eToken have ads?

Neither FirstToken nor GT eToken shows ads.

### Which is updated more often, FirstToken or GT eToken?

FirstToken ships an update every 21 months, and GT eToken every 2 months. Most recently, FirstToken was updated on September 21, 2026 and GT eToken on August 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*