# FirstToken vs CadRemit

The clearest difference is review sentiment: CadRemit at 78% against FirstToken's 13%. CadRemit also leads on rating (4.9 vs 2.3) and update cadence (weekly vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CadRemit holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: CadRemit has 782 ratings behind it against 84, so its average is the more settled of the two. Written reviews point the same way: 13% of FirstToken's written reviews are positive against 78% of CadRemit's.

FirstToken ships an update every 14 months, CadRemit weekly. The most recent releases landed on October 11, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | FirstToken | CadRemit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (84 ratings)](https://appshunter.io/ios/app/firsttoken/id982312846/reviews) | **[4.9 (782 ratings)](https://appshunter.io/ios/app/cadremit/id6453171589/reviews)** |
| Number of ratings | 84 | **782** |
| Positive reviews | 12.5% of reviews | **77.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Weekly** |
| Monetization | Free | Free |
| Size | 11 MB | 93 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [CadRemit](https://appshunter.io/developer/1699232918) |

## What reviewers say

### FirstToken

[App page](https://appshunter.io/ios/app/firsttoken/id982312846)

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

**Highlights:** Generate one-time passcodes, Secure online transaction authentication, Eliminates need for hardware token, Mobile authentication for FirstBank accounts, Apple device compatibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CadRemit

[App page](https://appshunter.io/ios/app/cadremit/id6453171589)

Facilitate seamless cross-border payments across Canada, Nigeria, Europe, and the USA. Send and receive multiple currencies with competitive exchange rates and zero hidden fees. Support loved ones or pay international tuition with ease.

**Highlights:** Multi-currency wallets (CAD, NGN, EUR, USD), Virtual accounts for receiving payments, Easy international tuition payments, Competitive exchange rates, Zero hidden transfer charges, Fund with stablecoins (USDC, USDT), Increased transaction limits

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and quick transaction processing
- 💰 Competitive exchange rates
- 👍 Easy to use interface
- 🌍 Seamless international money transfers
- ⚡ Quick account setup and verification

**What reviewers complain about**

- 💸 High transaction fees
- 🚫 Delayed or missing transfers
- ⏱️ Slow customer service response times
- 🔐 Security concerns and account access issues
- 📊 Inconsistent exchange rates

**Reported bugs**

- Biometric login fails and requires passcode
- Deposits not appearing in app
- Account verification limited to Canada and Nigeria
- Virtual USD wallet creation unavailable in USA
- Refunds sent to wrong accounts with incorrect amounts

**Requested features**

- Virtual debit card services
- Dark mode for app interface
- Support for more currencies
- Increased transaction limits
- Allow third-party transfers to Interac accounts


## Frequently asked questions

### Is FirstToken free?

FirstToken is free to download, with no in-app purchases.

### Is CadRemit free?

CadRemit is free to download, with no in-app purchases.

### Which has better reviews, FirstToken or CadRemit?

CadRemit is rated higher. FirstToken averages 2.3 out of 5 from 84 ratings, while CadRemit averages 4.9 from 782 ratings.

### Do FirstToken or CadRemit have ads?

Neither FirstToken nor CadRemit shows ads.

### Which is updated more often, FirstToken or CadRemit?

FirstToken ships an update every 14 months, and CadRemit weekly. Most recently, FirstToken was updated on October 11, 2026 and CadRemit on October 13, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*