# PAY XPress vs nPin

The clearest difference is review sentiment: nPin at 100% against PAY XPress's 0%. nPin also leads on rating (5.0 vs 1.0) and update cadence (every 4 weeks vs every 2 months). PAY XPress's advantage is in-app purchases (none vs 1) and iOS requirement (6.0 vs 17.0). On price, ratings volume, ads and monetization model there is nothing between them.

Both are free to download. nPin sells 1 one-off in-app purchase. PAY XPress asks for nothing beyond the download.

nPin holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of PAY XPress's written reviews are positive against 100% of nPin's.

PAY XPress ships an update every 2 months, nPin every 4 weeks. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | PAY XPress | nPin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/pay-xpress/id982494702/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/npin/id1587705717/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 25 MB | 5 MB |
| Requires iOS | **6.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [OMISE PAYMENT](https://appshunter.io/developer/1039346740) | [Hamza Nizameddin](https://appshunter.io/developer/1581974400) |

## What reviewers say

### PAY XPress

[App page](https://appshunter.io/ios/app/pay-xpress/id982494702)

This app transforms your smartphone or tablet into a credit card terminal, allowing businesses to accept Visa and MasterCard payments anywhere. It provides real-time transaction reporting and secure payment processing, reducing the need to handle large amounts of cash.

**Highlights:** Accept Visa and MasterCard payments, Turn smartphone/tablet into a credit card terminal, Real-time transaction reporting, Secure PIN and activation code system, EMV approved, E-receipts via SMS/email

**Features:** macOS Compatibility

**In-app purchases:** none


### nPin

[App page](https://appshunter.io/ios/app/npin/id1587705717)

Securely store and access your credit card PINs using only the last four digits of your card. Protect sensitive information with passcode and FaceID authentication. Organize multiple cards for convenient and secure access.

**Highlights:** Store PINs with last four digits, Scan card numbers with camera, Passcode and FaceID protection, Organize multiple credit cards, Enhanced data security

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is PAY XPress free?

PAY XPress is free to download, with no in-app purchases.

### Is nPin free?

nPin is free to download, with in-app purchases available.

### Which has better reviews, PAY XPress or nPin?

nPin is rated higher. PAY XPress averages 1.0 out of 5 from 1 ratings, while nPin averages 5.0 from 1 ratings.

### Do PAY XPress or nPin have ads?

Neither PAY XPress nor nPin shows ads.

### Which is updated more often, PAY XPress or nPin?

PAY XPress ships an update every 2 months, and nPin every 4 weeks. Most recently, PAY XPress was updated on October 24, 2026 and nPin on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*