# PAY XPress vs goCredex

The clearest difference is iOS requirement: PAY XPress at 6.0 against goCredex's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | PAY XPress | goCredex |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/pay-xpress/id982494702/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 25 MB | 37 MB |
| Requires iOS | **6.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [OMISE PAYMENT](https://appshunter.io/developer/1039346740) | [Bayo Credex Sdn Bhd](https://appshunter.io/developer/1747439542) |

## What reviewers say

### PAY XPress

[App page](https://appshunter.io/ios/app/pay-xpress/id982494702)

This app transforms your smartphone or tablet into a credit card terminal, allowing businesses to accept Visa and MasterCard payments anywhere. It provides real-time transaction reporting and secure payment processing, reducing the need to handle large amounts of cash.

**Highlights:** Accept Visa and MasterCard payments, Turn smartphone/tablet into a credit card terminal, Real-time transaction reporting, Secure PIN and activation code system, EMV approved, E-receipts via SMS/email

**Features:** macOS Compatibility

**In-app purchases:** none


### goCredex

[App page](https://appshunter.io/ios/app/gocredex/id6502928452)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PAY XPress free?

PAY XPress is free to download, with no in-app purchases.

### Is goCredex free?

goCredex is free to download, with no in-app purchases.

### Do PAY XPress or goCredex have ads?

Neither PAY XPress nor goCredex shows ads.

### Which is updated more often, PAY XPress or goCredex?

PAY XPress ships an update every 2 months, and goCredex every 2 months. Most recently, PAY XPress was updated on October 24, 2026 and goCredex on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
