# RuinRisk vs OneMoney+

The clearest difference is price: RuinRisk at Free against OneMoney+'s $49.99. OneMoney+'s advantage is in-app purchases (none vs 1) and update cadence (weekly vs every 3 months). On ads, monetization model and device support there is nothing between them.

RuinRisk is free to download; OneMoney+ costs $49.99 up front. RuinRisk sells 1 one-off in-app purchase. OneMoney+ asks for nothing beyond the download.

RuinRisk ships an update every 3 months, OneMoney+ weekly. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | RuinRisk | OneMoney+ |
| --- | --- | --- |
| Price | **Free** | $49.99 |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/ruinrisk/id983505276/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Paid | Paid |
| Size | 2 MB | 38 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [RYUICHIROU SHIMONO](https://appshunter.io/developer/696880855) | [Junta Shoji](https://appshunter.io/developer/1635464511) |

## What reviewers say

### RuinRisk

[App page](https://appshunter.io/ios/app/ruinrisk/id983505276)

Visualize your investment and trading risk with this intuitive calculator. Easily adjust parameters like risk per trade and win rate to understand your probability of ruin. Offers both basic and advanced analysis modes for beginners and experienced traders.

**Highlights:** Probability of Ruin Simulation, Heatmap Risk Visualization, Monte Carlo Simulations (Pro Mode), Maximum Drawdown Estimation (Pro Mode), Drawdown Probability Analysis (Pro Mode), Strategy Comparison

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RuinRisk Premium | $2.99 | one-time |


### OneMoney+

[App page](https://appshunter.io/ios/app/onemoney-plus-net-worth-tracker/id6446420767)

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth progress, compare your net worth to others, and work towards your financial goals with detailed reports and analytics.

**Highlights:** Track stocks, mutual funds, and crypto, Wealth ranking among users, Advanced analytics charts, Monthly and annual reports, Visualize FIRE progress, No bank linking for security, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RuinRisk free?

RuinRisk is free to download, with in-app purchases available.

### Is OneMoney+ free?

OneMoney+ costs $49.99, with no in-app purchases.

### Do RuinRisk or OneMoney+ have ads?

Neither RuinRisk nor OneMoney+ shows ads.

### Which is updated more often, RuinRisk or OneMoney+?

RuinRisk ships an update every 3 months, and OneMoney+ weekly. Most recently, RuinRisk was updated on October 26, 2026 and OneMoney+ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*