# Vipps vs Xledger

The clearest difference is update cadence: Vipps at weekly against Xledger's every 5 months. Vipps also leads on ratings volume (2.4K vs 2). Xledger's advantage is monetization model (free vs free with in-app purchases) and review sentiment (50% vs 33%). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xledger holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Vipps has 2.4K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 33% of Vipps's written reviews are positive against 50% of Xledger's.

Vipps ships an update weekly, Xledger every 5 months. The most recent releases landed on September 28, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Vipps | Xledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.4K ratings)](https://appshunter.io/ios/app/vipps/id984380185/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/xledger/id1067802132/reviews)** |
| Number of ratings | **2.4K** | 2 |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 190 MB | 6 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vipps MobilePay AS](https://appshunter.io/developer/1346541618) | [Xledger Labs AS](https://appshunter.io/developer/1067802131) |

## What reviewers say

### Vipps

[App page](https://appshunter.io/ios/app/vipps/id984380185)

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

**Highlights:** Send, receive, and request money between Nordic countries, Schedule gifts with digital wrapping, Pay online, in stores, and at flea markets, Set up subscriptions and recurring payments, Log into websites and apps, Create wish lists and collect money

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Convenient cashless system
- 💡 Fantastic app
- 🥰 Good app

**What reviewers complain about**

- 🐛 Requires repeated BankID login
- 🚫 Not usable for international users
- 💰 High international transfer fees
- 🚫 Only supports Norwegian phone numbers
- 🚫 Does not work with bills/faktura

**Reported bugs**

- App crashes after update
- Unable to send money due to privacy settings issue

**Requested features**

- Add support for Apple Watch
- Allow use with shared/joint bank accounts
- Expand to other countries


### Xledger

[App page](https://appshunter.io/ios/app/xledger/id1067802132)

This finance app allows employees to track time and expenses, upload receipts, and manage basic settings. Managers can view employee lists, approve timesheets and payments, and access updated bank balances. It requires employer subscription to Xledger.

**Highlights:** Time tracking, Expense management, Receipt uploading, Timesheet approval, Bank balance access, Multilingual support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Vipps free?

Vipps is free to download, with no in-app purchases.

### Is Xledger free?

Xledger is free to download, with no in-app purchases.

### Which has better reviews, Vipps or Xledger?

Xledger is rated higher. Vipps averages 4.8 out of 5 from 2.4K ratings, while Xledger averages 5.0 from 2 ratings.

### Do Vipps or Xledger have ads?

Neither Vipps nor Xledger shows ads.

### Which is updated more often, Vipps or Xledger?

Vipps ships an update weekly, and Xledger every 5 months. Most recently, Vipps was updated on September 28, 2026 and Xledger on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*