# Vipps vs Spare

The clearest difference is review sentiment: Spare at 80% against Vipps's 33%. Spare also leads on monetization model (free vs free with in-app purchases). Vipps's advantage is ratings volume (2.4K vs 73) and update cadence (every 4 days vs every 2 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vipps holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Vipps has 2.4K ratings behind it against 73, so its average is the more settled of the two. Written reviews complicate that: 33% of Vipps's written reviews are positive against 80% of Spare's, so the app with the better star average is not the one people write more warmly about.

Vipps ships an update every 4 days, Spare every 2 weeks. The most recent releases landed on October 16, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Vipps | Spare |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/vipps/id984380185/reviews)** | [4.6 (73 ratings)](https://appshunter.io/ios/app/spare/id1203703116/reviews) |
| Number of ratings | **2.4K** | 73 |
| Positive reviews | 32.9% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 193 MB | 89 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Vipps MobilePay AS](https://appshunter.io/developer/1346541618) | [DNB ASA](https://appshunter.io/developer/390631217) |

## What reviewers say

### Vipps

[App page](https://appshunter.io/ios/app/vipps/id984380185)

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

**Highlights:** Send, receive, and request money between Nordic countries, Schedule gifts with digital wrapping, Pay online, in stores, and at flea markets, Set up subscriptions and recurring payments, Log into websites and apps, Create wish lists and collect money

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Convenient cashless system
- 💡 Fantastic app
- 🥰 Good app

**What reviewers complain about**

- 🐛 Requires repeated BankID login
- 🚫 Not usable for international users
- 💰 High international transfer fees
- 🚫 Only supports Norwegian phone numbers
- 🚫 Does not work with bills/faktura

**Reported bugs**

- App crashes after update
- Unable to send money due to privacy settings issue

**Requested features**

- Add support for Apple Watch
- Allow use with shared/joint bank accounts
- Expand to other countries


### Spare

[App page](https://appshunter.io/ios/app/spare/id1203703116)

Manage your savings and investments across multiple banks. Easily set up regular savings in funds, stocks, or savings accounts. Track your pension and learn about different investment options.

**Highlights:** Consolidated savings overview, Regular saving setup, Mutual fund management, Stock trading on global exchanges, Pension tracking, Share savings account management, Personalized savings news

**In-app purchases:** none


## Frequently asked questions

### Is Vipps free?

Vipps is free to download, with no in-app purchases.

### Is Spare free?

Spare is free to download, with no in-app purchases.

### Which has better reviews, Vipps or Spare?

Vipps is rated higher. Vipps averages 4.8 out of 5 from 2.4K ratings, while Spare averages 4.6 from 73 ratings.

### Do Vipps or Spare have ads?

Neither Vipps nor Spare shows ads.

### Which is updated more often, Vipps or Spare?

Vipps ships an update every 4 days, and Spare every 2 weeks. Most recently, Vipps was updated on October 16, 2026 and Spare on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*