# myGarda vs Summarecon Mall

The clearest difference is rating: myGarda at 4.2 against Summarecon Mall's 2.7. myGarda also leads on monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myGarda holds the better App Store score, 4.2 against 2.7. Both are backed by a comparable volume of ratings — 5 and 3 respectively.

myGarda ships an update every 3 weeks, Summarecon Mall monthly. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | myGarda | Summarecon Mall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/mygarda/id984437789/reviews)** | [2.7 (3 ratings)](https://appshunter.io/ios/app/summarecon-mall/id1564420394/reviews) |
| Number of ratings | **5** | 3 |
| Positive reviews | — | 5.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 86 MB | 60 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [PT. Asuransi Astra Buana](https://appshunter.io/developer/877415895) | [PT. Satu Summarecon Sukses](https://appshunter.io/developer/1564420396) |

## What reviewers say

### myGarda

[App page](https://appshunter.io/ios/app/mygarda/id984437789)

This app provides Asuransi Astra customers with easy access to purchase insurance policies for vehicles, travel, and health. It also offers claim reporting, emergency assistance requests, and exclusive deals for a comprehensive protection experience.

**Highlights:** Purchase vehicle insurance, Purchase travel insurance, Purchase health insurance, Report insurance claims, Request emergency assistance, Access exclusive deals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Summarecon Mall

[App page](https://appshunter.io/ios/app/summarecon-mall/id1564420394)

This loyalty program app allows users to earn and redeem stamps and rewards from participating Summarecon Malls. Upload receipts directly through your phone to avoid queues and stay updated on the latest mall promotions and offers.

**Highlights:** Upload receipts for stamps, points, and rewards, Redeem stamps for attractive rewards, Get latest updates and promotions, Participate in loyalty program, Manage friendship card benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myGarda free?

myGarda is free to download, with no in-app purchases.

### Is Summarecon Mall free?

Summarecon Mall is free to download, with no in-app purchases.

### Which has better reviews, myGarda or Summarecon Mall?

myGarda is rated higher. myGarda averages 4.2 out of 5 from 5 ratings, while Summarecon Mall averages 2.7 from 3 ratings.

### Do myGarda or Summarecon Mall have ads?

Neither myGarda nor Summarecon Mall shows ads.

### Which is updated more often, myGarda or Summarecon Mall?

myGarda ships an update every 3 weeks, and Summarecon Mall monthly. Most recently, myGarda was updated on September 9, 2026 and Summarecon Mall on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*