# myGarda vs HKBP

The clearest difference is in-app purchases: myGarda at none against HKBP's 1. HKBP's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. HKBP sells 1 in-app purchase, starting at $1.99 per year. myGarda asks for nothing beyond the download.

myGarda ships an update every 3 weeks, HKBP every 3 days. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | myGarda | HKBP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/mygarda/id984437789/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 86 MB | 97 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [PT. Asuransi Astra Buana](https://appshunter.io/developer/877415895) | [HURIA KRISTEN BATAK PROTESTAN](https://appshunter.io/developer/1895907866) |

## What reviewers say

### myGarda

[App page](https://appshunter.io/ios/app/mygarda/id984437789)

This app provides Asuransi Astra customers with easy access to purchase insurance policies for vehicles, travel, and health. It also offers claim reporting, emergency assistance requests, and exclusive deals for a comprehensive protection experience.

**Highlights:** Purchase vehicle insurance, Purchase travel insurance, Purchase health insurance, Report insurance claims, Request emergency assistance, Access exclusive deals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HKBP

[App page](https://appshunter.io/ios/app/hkbp/id6764764724)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| HKBP Premium | $1.99 | per year |


## Frequently asked questions

### Is myGarda free?

myGarda is free to download, with no in-app purchases.

### Is HKBP free?

HKBP is free to download, with in-app purchases available.

### Do myGarda or HKBP have ads?

Neither myGarda nor HKBP shows ads.

### Which is updated more often, myGarda or HKBP?

myGarda ships an update every 3 weeks, and HKBP every 3 days. Most recently, myGarda was updated on September 9, 2026 and HKBP on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*