# Cigna & CMB vs 慧择保险网

The clearest difference is review sentiment: 慧择保险网 at 100% against Cigna & CMB's 20%. 慧择保险网 also leads on rating (5.0 vs 1.8). Cigna & CMB's advantage is monetization model (free vs ad-supported) and ratings volume (9 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

慧择保险网 holds the better App Store score, 5.0 against 1.8. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 20% of Cigna & CMB's written reviews are positive against 100% of 慧择保险网's.

Cigna & CMB ships an update monthly, 慧择保险网 fortnightly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Cigna & CMB | 慧择保险网 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (9 ratings)](https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id1038333077/reviews)** |
| Number of ratings | **9** | 3 |
| Positive reviews | 20.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 173 MB | 72 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [招商信诺人寿保险有限公司](https://appshunter.io/developer/985070085) | [SHENZHEN WISE CHOICE INSURANCE BROKER COMPANY LIMITED](https://appshunter.io/developer/1068719792) |

## What reviewers say

### Cigna & CMB

[App page](https://appshunter.io/ios/app/cigna-and-cmb/id985070086)

This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.

**Highlights:** Online insurance services, Health management services, Smart insurance advisor, Policy and coverage analysis, Personalized health services, Family policy management

**Features:** Vision Pro support

**In-app purchases:** none


### 慧择保险网

[App page](https://appshunter.io/ios/app/id1038333077)

This app connects users with a wide range of insurance products from over 100 companies. It offers fast claims processing, including 1-day and 60-day advanced payment options, along with 24/7 customer support and personalized consultation.

**Highlights:** Access to 100+ insurance companies, 1-day fast claims processing, 60-day overdue claims advance payment, 24/7 customer service, 1-on-1 insurance consultant, Assistance with claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cigna & CMB free?

Cigna & CMB is free to download, with no in-app purchases.

### Is 慧择保险网 free?

慧择保险网 is free to download, with no in-app purchases.

### Which has better reviews, Cigna & CMB or 慧择保险网?

慧择保险网 is rated higher. Cigna & CMB averages 1.8 out of 5 from 9 ratings, while 慧择保险网 averages 5.0 from 3 ratings.

### Do Cigna & CMB or 慧择保险网 have ads?

Neither Cigna & CMB nor 慧择保险网 shows ads.

### Which is updated more often, Cigna & CMB or 慧择保险网?

Cigna & CMB ships an update monthly, and 慧择保险网 fortnightly. Most recently, Cigna & CMB was updated on November 1, 2026 and 慧择保险网 on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*