# Cigna & CMB vs Pennify

The clearest difference is ads: Cigna & CMB at none against Pennify's shown. Pennify's advantage is update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cigna & CMB ships an update every 3 weeks, Pennify weekly. The most recent releases landed on October 11, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Cigna & CMB | Pennify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (9 ratings)](https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 173 MB | 67 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [招商信诺人寿保险有限公司](https://appshunter.io/developer/985070085) | [志煌 谢](https://appshunter.io/developer/1769521209) |

## What reviewers say

### Cigna & CMB

[App page](https://appshunter.io/ios/app/cigna-and-cmb/id985070086)

This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.

**Highlights:** Online insurance services, Health management services, Smart insurance advisor, Policy and coverage analysis, Personalized health services, Family policy management

**Features:** Vision Pro support

**In-app purchases:** none


### Pennify

[App page](https://appshunter.io/ios/app/pennify/id6759766514)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cigna & CMB free?

Cigna & CMB is free to download, with no in-app purchases.

### Is Pennify free?

Pennify is free to download, with no in-app purchases.

### Do Cigna & CMB or Pennify have ads?

Pennify shows ads; Cigna & CMB does not.

### Which is updated more often, Cigna & CMB or Pennify?

Cigna & CMB ships an update every 3 weeks, and Pennify weekly. Most recently, Cigna & CMB was updated on October 11, 2026 and Pennify on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*