Comparison

Gexpay vs Gobi Live

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Gexpay

This app provides a secure and hassle-free way to make payments using your mobile device, eliminating the need for cash or cards. It supports both online and person-to-person transactions, even with low internet connectivity, and offers features like QR code payments and instant currency exchange.

Highlights
  • Cashless payments
  • QR code transactions
  • Instant currency exchange
  • Low internet connectivity support
  • Secure electronic wallet
  • Person-to-person payments
Features
Read full description

Now with the Gexpay app, you can easily pay to anyone without cash or cards from your mobile device. Sending or receiving money from this Mobile Payment Solution is quite hassle-free. Gexpay is a unique mobile payment system which is created with a mission to provide its users with a real smart mobile payment solution for fast, simple, and secure payments both online and person to person. GexPay is one of the Cost-Effective Payment Solutions that enables users to pay without cash or credit cards. Through this unique mobile payment solution, users can with no trouble pay using their mobile device or PC. This Secure Mobile Payments System also offers you with QR code through which you can make payment. The app allows sending or requesting money right away and also allows quick money transfer from the userβ€˜s bank account to the smartphone. The app works on low internet connectivity as well. It needs no such internet connectivity to make payment through the GexPay application, thus making it user friendly even in the remote areas. With this app you only need is QR code for making the payment. Simply scan the QR code of your receiver and send the preferred amount directly to their account. The app automatically deducts the selected amount from your GexPay account. Simply, GexPay is an electronic mobile wallet app for FIAT that allows cash payments more resourcefully and without questioning the constancy of the device. This Cashless Payment Application It also provides both retailers and bank account holders with wide and money-making solutions. What is the GexPay app? β€’ Modern independent payment system β€’ Electronic wallet for FIAT β€’ Face to Face payments w/ QR codes β€’ Instant Currency exchange β€’ Payments in restaurants, hotels, taxis between people and so on GexPay delivers increased security The entire payment system is secured by the highest degree of protection commonly used in electronic banking. Employees even bring an additional protection system. In case of phone loss or a printed ticket with a unique QR code, the account or QR code could be locked. Features of Gexpay app Safety: The Crypto wallet application provides its users with easy transactions. The app is integrated with Artificial intelligence through which you can easily track the transactions conducted across the program. It offers a complete level of security to the users. The developers have created this Mobile Cashless Payment app with an extra level of protection against disruptive activity and theft of a particular type. Vision: This Electronic wallet for FIAT and Cryptocurrencies has become famous among the businesses. Nowadays every business wants to become a recognized payment player, and thus adopting this currency exchange app helps them in a major manner. It is one of the recognized and reliable platforms for dealing with everyday payments. How does it work? When paying with GexPay, you only use your GexPay mobile application to generate a unique QR code for each payment. The Instant Currency exchange app receiver application reads the QR code and decreases credit on account at the exact requested amount. You do not need an internet connection when you pay with GexPay. Active Internet access via WiFi or mobile data operator is only necessary when you activate your account or viewing transfers. QR Payments – The Next Big Thing The QR code payments are gaining huge recognition and this app is designed to allow transactions easily. The GexPay user even without mobile numbers can pay to each other by simply scanning the QR code in their devices. You, as a sender, have complete control over the transaction because no contact is required and no 4 digit PIN is required. This app thus reduces the risk of fraud. It’s up to you to keep your transaction and device security to avoid a potential loss. How do I join the GexPay payment system? Create an account at www.gexpay.com.

About

Gobi Live

Read full description

Gobi Live helps you manage USDC, accounts and transfers in one place. Follow balances, move funds between supported accounts, and withdraw to an external wallet. It uses real funds and is a separate app from Gobi: Trading Simulator, which uses virtual money. YOUR ACCOUNTS, TOGETHER Switch between Cash and named trading accounts. See the selected account's balance and available funds on Home, or open Account for an overview. Add money, move funds and start a withdrawal from the account you are using. A CLEARER WITHDRAWAL Open Withdraw from Home, Account, Cash or a trading account. Choose the source account, paste or scan the destination address, and enter an amount. Check the supported asset and network, full recipient address, and fees before approving. Transfers cannot be reversed. ADD MONEY Receive USDC at your HyperEVM receiving address, or choose an available payment or wallet option in Add money. The provider shows its methods, fees and any identity checks. After receiving is enabled, incoming USDC is added to Cash following confirmation and processing. MARKETS AND TRADING Browse supported perpetual markets on Hyperliquid. Eligible adults in supported locations can review market or limit orders and manage positions and orders. Check leverage, margin and fees before confirming. Perpetual contracts provide exposure to price movements, not ownership of the underlying asset. Leveraged trading can result in liquidation and loss of funds. FOLLOW YOUR ACTIVITY View transfers and their status in Activity. Open a receipt to check the destination, amount and available transaction details. SECURITY AND RECOVERY Privy provides your sign-in wallet. Cash is held in a smart-contract account on HyperEVM, separate from the receiving wallet. Cash withdrawals require your wallet signature. Trading authorization explains the agent permissions you grant. Security & recovery provides key export and account-deletion controls. Exporting a key does not withdraw contract-held Cash or close trading positions. AVAILABILITY Perpetual trading is unavailable in the United States, the United Kingdom and regions subject to comprehensive U.S. economic sanctions. Additional restrictions apply under applicable law and our Terms. Market browsing does not require enabling trading. See hevmwallet.com/availability for regional information. Payment methods have separate eligibility requirements. USDC is a digital token. Cash is the app's name for its USDC account, not a bank deposit.

Screenshots

Gexpay4 screens
Gobi Live3 screens

Verdict

The call

The clearest difference is update cadence: Gobi Live at every 3 days against Gexpay's monthly. Gexpay's advantage is iOS requirement (9.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Gexpay ships an update monthly, Gobi Live every 3 days. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Β· 6 level
Gexpay versus Gobi Live: the parameters behind the verdict, then further details
ParameterGexpayGobi Live
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyMonthlyEvery 3 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS9.0 β€” better17.0
Further details β€” not scored
Size41 MB153 MB
Age rating4+17+
DeveloperGlobal Exchange Payments, SEArca Research, Inc.

In-app purchases

None

Gexpay

No in-app purchases

None

Gobi Live

No in-app purchases

Questions

Is Gexpay free?
Gexpay is free to download, with no in-app purchases.
Is Gobi Live free?
Gobi Live is free to download, with no in-app purchases.
Do Gexpay or Gobi Live have ads?
Neither Gexpay nor Gobi Live shows ads.
Which is updated more often, Gexpay or Gobi Live?
Gexpay ships an update monthly, and Gobi Live every 3 days. Most recently, Gexpay was updated on November 1, 2026 and Gobi Live on October 31, 2026.

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