# Simple Loan vs Loan Express

The clearest difference is review sentiment: Simple Loan at 100% against Loan Express's 0%. Simple Loan also leads on rating (5.0 vs 3.4) and update cadence (fortnightly vs every 19 months). Loan Express's advantage is ratings volume (5 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple Loan holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Loan Express has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Simple Loan's written reviews are positive against 0% of Loan Express's.

Simple Loan ships an update fortnightly, Loan Express every 19 months. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Simple Loan | Loan Express |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-loan/id987299504/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/loan-express/id1539430075/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 19 months |
| Monetization | Free | Free |
| Size | 9 MB | 47 MB |
| Requires iOS | **8.2** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jim Corbo](https://appshunter.io/developer/987299503) | [Financial Operating](https://appshunter.io/developer/1539430077) |

## What reviewers say

### Simple Loan

[App page](https://appshunter.io/ios/app/simple-loan/id987299504)

Easily calculate monthly loan payments by inputting loan amount, term, and interest rate. This tool helps determine costs for various loan types like car loans or mortgages.

**Highlights:** Loan payment calculation, Input loan amount, Input loan term, Input interest rate, Supports car loans, Supports mortgages

**Features:** macOS Compatibility

**In-app purchases:** none


### Loan Express

[App page](https://appshunter.io/ios/app/loan-express/id1539430075)

Manage your loan payments conveniently with real-time updates and scheduling. Track your payment history and communicate directly with your provider through a fast and easy interface.

**Highlights:** Real-time payment processing, Payment scheduling, View payment history, Direct chat with provider, Fast and easy interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simple Loan free?

Simple Loan is free to download, with no in-app purchases.

### Is Loan Express free?

Loan Express is free to download, with no in-app purchases.

### Which has better reviews, Simple Loan or Loan Express?

Simple Loan is rated higher. Simple Loan averages 5.0 out of 5 from 1 ratings, while Loan Express averages 3.4 from 5 ratings.

### Do Simple Loan or Loan Express have ads?

Neither Simple Loan nor Loan Express shows ads.

### Which is updated more often, Simple Loan or Loan Express?

Simple Loan ships an update fortnightly, and Loan Express every 19 months. Most recently, Simple Loan was updated on October 15, 2026 and Loan Express on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*