# American First Mobile vs MyEasyPay

American First Mobile and MyEasyPay both sit at 4.9 stars, but that hides the real split: 56% of American First Mobile's written reviews are positive against 24% of MyEasyPay's. MyEasyPay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

American First Mobile holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 2.1K and 2K respectively. Written reviews point the same way: 56% of American First Mobile's written reviews are positive against 24% of MyEasyPay's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | American First Mobile | MyEasyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2.1K ratings)](https://appshunter.io/ios/app/american-first-mobile/id987945563/reviews)** | [4.7 (2K ratings)](https://appshunter.io/ios/app/myeasypay/id1571788423/reviews) |
| Number of ratings | **2.1K** | 2K |
| Positive reviews | **56.4% of reviews** | 24.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 179 MB | 36 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [American First Credit Union](https://appshunter.io/developer/539450392) | [EasyPay Finance](https://appshunter.io/developer/1571770963) |

## What reviewers say

### American First Mobile

[App page](https://appshunter.io/ios/app/american-first-mobile/id987945563)

Manage your finances securely and conveniently with this mobile banking app. Access account balances, deposit checks, pay bills, and transfer funds anytime, anywhere. Receive instant alerts for account activity.

**Highlights:** View account balances and transactions, Mobile check deposit, Bill pay management, Money transfers between accounts, Instant account activity alerts, Advanced security features

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Great interface
- 🚀 Stable and reliable
- 💰 Excellent rates
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Zelle feature not working
- 🐛 Accounts page not showing balances
- 🔒 Security concerns after update
- 🕰️ Inconvenient scheduled maintenance

**Reported bugs**

- Login credentials not validating
- Transactions not showing up
- Inability to access accounts during maintenance
- Incompatibility with older devices

**Requested features**

- Bring back Zelle integration
- Improve account management and visibility
- Enhance mobile app experience
- Provide better communication during updates


### MyEasyPay

[App page](https://appshunter.io/ios/app/myeasypay/id1571788423)

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

**Highlights:** Secure biometric login, Manage one-time and scheduled payments, Set up AutoPay, View payment activity, Track promotion expiration, Access account details and contract

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient payment options
- 💡 Helpful for quick purchases

**What reviewers complain about**

- 🔍 Misleading information
- 💰 Extremely high interest rates
- 🔒 Unauthorized account access
- 🐛 Buggy app and website
- 🤑 Predatory lending practices

**Reported bugs**

- Payment processing failures
- Account login issues
- Inconsistent app behavior

**Requested features**

- Improve payment processing reliability
- Provide clear and transparent pricing
- Implement stronger security measures


## Frequently asked questions

### Is American First Mobile free?

American First Mobile is free to download, with no in-app purchases.

### Is MyEasyPay free?

MyEasyPay is free to download, with no in-app purchases.

### Which has better reviews, American First Mobile or MyEasyPay?

American First Mobile is rated higher. American First Mobile averages 4.9 out of 5 from 2.1K ratings, while MyEasyPay averages 4.7 from 2K ratings.

### Do American First Mobile or MyEasyPay have ads?

Neither American First Mobile nor MyEasyPay shows ads.

### Which is updated more often, American First Mobile or MyEasyPay?

American First Mobile ships an update monthly, and MyEasyPay monthly. Most recently, American First Mobile was updated on November 1, 2026 and MyEasyPay on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*