# Fidelity Mobile Banking vs Fidelity Token

The clearest difference is rating: Fidelity Mobile Banking at 4.8 against Fidelity Token's 2.4. Fidelity Mobile Banking also leads on review sentiment (43% vs 4%) and monetization model (ad-supported vs paid). Fidelity Token's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fidelity Mobile Banking holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: Fidelity Mobile Banking has 1.2K ratings behind it against 56, so its average is the more settled of the two. Written reviews point the same way: 43% of Fidelity Mobile Banking's written reviews are positive against 4% of Fidelity Token's.

Fidelity Mobile Banking ships an update every 4 months, Fidelity Token every 3 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Fidelity Mobile Banking | Fidelity Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/fidelity-mobile-banking/id988062565/reviews)** | [2.4 (56 ratings)](https://appshunter.io/ios/app/fidelity-token/id1142222358/reviews) |
| Number of ratings | **1.2K** | 56 |
| Positive reviews | **43.5% of reviews** | 3.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | **Ad-supported** | Paid |
| Size | 225 MB | 20 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Fidelity Deposit & Discount Bank](https://appshunter.io/developer/988062564) | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) |

## What reviewers say

### Fidelity Mobile Banking

[App page](https://appshunter.io/ios/app/fidelity-mobile-banking/id988062565)

Access your bank accounts on your iPhone to check balances, view transactions, and transfer funds. Securely pay bills, find nearby branches, and deposit checks remotely.

**Highlights:** Check account balances, View recent transactions, Transfer money, Pay bills, Find locations, Deposit checks

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Great app experience
- 💡 Innovative mobile banking features

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Crashes and freezes
- 🐛 Unreliable app performance
- 🔒 Security concerns with password resets

**Reported bugs**

- Constant need to reset passwords
- Face ID/biometric login not working consistently
- App crashing or freezing on launch

**Requested features**

- Improve password management and login reliability
- Enhance app stability and reduce crashes
- Provide better in-app support and troubleshooting


### Fidelity Token

[App page](https://appshunter.io/ios/app/fidelity-token/id1142222358)

Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.

**Highlights:** Second factor authentication, Verify online transactions, Eliminates hardware tokens, One Time Passcode (OTP), Easy PIN input for OTP, Copy and paste OTP

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Mobile Banking free?

Fidelity Mobile Banking is free to download, with no in-app purchases.

### Is Fidelity Token free?

Fidelity Token is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Mobile Banking or Fidelity Token?

Fidelity Mobile Banking is rated higher. Fidelity Mobile Banking averages 4.8 out of 5 from 1.2K ratings, while Fidelity Token averages 2.4 from 56 ratings.

### Do Fidelity Mobile Banking or Fidelity Token have ads?

Fidelity Mobile Banking shows ads; Fidelity Token does not.

### Which is updated more often, Fidelity Mobile Banking or Fidelity Token?

Fidelity Mobile Banking ships an update every 4 months, and Fidelity Token every 3 months. Most recently, Fidelity Mobile Banking was updated on November 11, 2026 and Fidelity Token on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*