# 铁甲 vs XTransfer

The clearest difference is ads: 铁甲 at none against XTransfer's shown. 铁甲 also leads on rating (4.7 vs 4.5) and iOS requirement (11.0 vs 15.1). XTransfer's advantage is ratings volume (132 vs 7). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

铁甲 holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: XTransfer has 132 ratings behind it against 7, so its average is the more settled of the two.

铁甲 ships an update every 5 weeks, XTransfer monthly. The most recent releases landed on October 19, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | 铁甲 | XTransfer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (7 ratings)](https://appshunter.io/ios/app/id989144923/reviews)** | [4.5 (132 ratings)](https://appshunter.io/ios/app/xtransfer/id1463736500/reviews) |
| Number of ratings | 7 | **132** |
| Positive reviews | — | 96.8% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | — | Free with in-app purchases |
| Size | 162 MB | 126 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [铁甲工程机械网](https://appshunter.io/developer/646680108) | [XTransfer Limited](https://appshunter.io/developer/1463736499) |

## What reviewers say

### 铁甲

[App page](https://appshunter.io/ios/app/id989144923)

**Features:** macOS Compatibility

**In-app purchases:** none


### XTransfer

[App page](https://appshunter.io/ios/app/xtransfer/id1463736500)

This app provides a comprehensive financial solution for small and medium-sized enterprise traders, simplifying cross-border payments. It allows users to send and receive money in multiple currencies globally, offering secure and cost-effective transactions with no account opening or maintenance fees.

**Highlights:** Global business wallet, Cross-border payments, Multi-currency support, Online account opening, Low-cost currency exchange, 24/7 instant payments

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast Transfers
- 👍 Good User Experience
- 🔒 Stable and Reliable
- 💰 Fair Rates
- 🌍 Global Reach

**What reviewers complain about**

- 🐛 Minor Issues with Notifications
- 🐛 Occasional Crashes or Freezes
- 🕰️ Inconsistent Loading Times
- 🕰️ Weekend Delays
- 🕰️ Slower for Exotic Currencies

**Reported bugs**

- Unexpected Logouts
- Incompatibility with Older Devices
- Login Screen Freezes
- Notification Delays

**Requested features**

- Dark Mode Option
- Batch Payment Capabilities
- More Third-Party Integrations
- Improved Approval Workflows
- Enhanced Notification System


## Frequently asked questions

### Is 铁甲 free?

铁甲 is free to download, with no in-app purchases.

### Is XTransfer free?

XTransfer is free to download, with no in-app purchases.

### Which has better reviews, 铁甲 or XTransfer?

铁甲 is rated higher. 铁甲 averages 4.7 out of 5 from 7 ratings, while XTransfer averages 4.5 from 132 ratings.

### Do 铁甲 or XTransfer have ads?

XTransfer shows ads; 铁甲 does not.

### Which is updated more often, 铁甲 or XTransfer?

铁甲 ships an update every 5 weeks, and XTransfer monthly. Most recently, 铁甲 was updated on October 19, 2026 and XTransfer on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*