# UBS TWINT vs BCVS TWINT

UBS TWINT and BCVS TWINT both sit at 4.9 stars, but that hides the real split: 67% of BCVS TWINT's written reviews are positive against 32% of UBS TWINT's. BCVS TWINT also leads on monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.0). UBS TWINT's advantage is ratings volume (1.7K vs 16). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for UBS TWINT against 4.9 for BCVS TWINT. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 16, so its average is the more settled of the two. Written reviews are what separate them: 32% of UBS TWINT's written reviews are positive against 67% of BCVS TWINT's.

UBS TWINT ships an update every 2 months, BCVS TWINT every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | UBS TWINT | BCVS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews) | **[4.9 (16 ratings)](https://appshunter.io/ios/app/bcvs-twint/id1436310234/reviews)** |
| Number of ratings | **1.7K** | 16 |
| Positive reviews | 32.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 59 MB | 58 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Banque Cantonale du Valais](https://appshunter.io/developer/980526019) |

## What reviewers say

### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


### BCVS TWINT

[App page](https://appshunter.io/ios/app/bcvs-twint/id1436310234)

Send and receive money instantly from your bank account. Securely pay in stores, online, or at machines using your smartphone. Offers discounts and loyalty cards.

**Highlights:** Send and receive money in real-time, Secure in-store and online payments, Pay at vending machines, Purchase digital vouchers, Access loyalty and discount cards, Direct link to BCVS bank account

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Is BCVS TWINT free?

BCVS TWINT is free to download, with no in-app purchases.

### Which has better reviews, UBS TWINT or BCVS TWINT?

BCVS TWINT is rated higher. UBS TWINT averages 4.9 out of 5 from 1.7K ratings, while BCVS TWINT averages 4.9 from 16 ratings.

### Do UBS TWINT or BCVS TWINT have ads?

Neither UBS TWINT nor BCVS TWINT shows ads.

### Which is updated more often, UBS TWINT or BCVS TWINT?

UBS TWINT ships an update every 2 months, and BCVS TWINT every 3 months. Most recently, UBS TWINT was updated on October 25, 2026 and BCVS TWINT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*