# UBS TWINT vs debiX+

The clearest difference is rating: UBS TWINT at 4.9 against debiX+'s 4.2. UBS TWINT also leads on ratings volume (1.7K vs 41) and review sentiment (32% vs 15%). debiX+'s advantage is monetization model (free vs free with in-app purchases) and iOS requirement (16.4 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS TWINT holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 41, so its average is the more settled of the two. Written reviews point the same way: 32% of UBS TWINT's written reviews are positive against 15% of debiX+'s.

UBS TWINT ships an update every 2 months, debiX+ every 6 weeks. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | UBS TWINT | debiX+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** | [4.2 (41 ratings)](https://appshunter.io/ios/app/debix-plus/id1581440132/reviews) |
| Number of ratings | **1.7K** | 41 |
| Positive reviews | **32.0% of reviews** | 14.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 59 MB | 51 MB |
| Requires iOS | 18.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [SIX](https://appshunter.io/developer/938599437) |

## What reviewers say

### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


### debiX+

[App page](https://appshunter.io/ios/app/debix-plus/id1581440132)

Manage your debit card digitally with this app. Authorize online purchases, view transactions, and control card settings securely. It offers biometric authentication and contactless payment options.

**Highlights:** Secure online purchase authorization, Biometric authentication, View debit card transactions, Digital card deposit to wallets, Contactless mobile payments, Card settings and controls, Push notifications for transactions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Is debiX+ free?

debiX+ is free to download, with no in-app purchases.

### Which has better reviews, UBS TWINT or debiX+?

UBS TWINT is rated higher. UBS TWINT averages 4.9 out of 5 from 1.7K ratings, while debiX+ averages 4.2 from 41 ratings.

### Do UBS TWINT or debiX+ have ads?

Neither UBS TWINT nor debiX+ shows ads.

### Which is updated more often, UBS TWINT or debiX+?

UBS TWINT ships an update every 2 months, and debiX+ every 6 weeks. Most recently, UBS TWINT was updated on October 19, 2026 and debiX+ on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*