# UBS TWINT vs SZKB Secure

The clearest difference is update cadence: UBS TWINT at every 2 months against SZKB Secure's every 8 months. SZKB Secure's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS TWINT ships an update every 2 months, SZKB Secure every 8 months. The most recent releases landed on October 29, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | UBS TWINT | SZKB Secure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 32.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 8 months |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 17 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [Schwyzer Kantonalbank](https://appshunter.io/developer/430575524) |

## What reviewers say

### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


### SZKB Secure

[App page](https://appshunter.io/ios/app/szkb-secure/id1618173246)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Is SZKB Secure free?

SZKB Secure is free to download, with no in-app purchases.

### Do UBS TWINT or SZKB Secure have ads?

Neither UBS TWINT nor SZKB Secure shows ads.

### Which is updated more often, UBS TWINT or SZKB Secure?

UBS TWINT ships an update every 2 months, and SZKB Secure every 8 months. Most recently, UBS TWINT was updated on October 29, 2026 and SZKB Secure on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*