# UBS TWINT vs SECANDA

UBS TWINT and SECANDA both sit at 4.9 stars, but that hides the real split: 31% of UBS TWINT's written reviews are positive against 0% of SECANDA's. UBS TWINT also leads on ratings volume (1.7K vs 45). SECANDA's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for UBS TWINT against 5.0 for SECANDA. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 45, so its average is the more settled of the two. Written reviews are what separate them: 31% of UBS TWINT's written reviews are positive against 0% of SECANDA's.

UBS TWINT ships an update every 2 months, SECANDA every 3 weeks. The most recent releases landed on September 24, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | UBS TWINT | SECANDA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews) | **[5.0 (45 ratings)](https://appshunter.io/ios/app/secanda/id6444959047/reviews)** |
| Number of ratings | **1.7K** | 45 |
| Positive reviews | **31.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 52 MB | 61 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [IntraKey technologies AG](https://appshunter.io/developer/899101212) |

## What reviewers say

### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


### SECANDA

[App page](https://appshunter.io/ios/app/secanda/id6444959047)

Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.

**Highlights:** Digital identity management, Contactless payments, Real-time fund transfers, Expense tracking, Easy top-ups, Family spending control, Enhanced security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Is SECANDA free?

SECANDA is free to download, with no in-app purchases.

### Which has better reviews, UBS TWINT or SECANDA?

SECANDA is rated higher. UBS TWINT averages 4.9 out of 5 from 1.7K ratings, while SECANDA averages 5.0 from 45 ratings.

### Do UBS TWINT or SECANDA have ads?

Neither UBS TWINT nor SECANDA shows ads.

### Which is updated more often, UBS TWINT or SECANDA?

UBS TWINT ships an update every 2 months, and SECANDA every 3 weeks. Most recently, UBS TWINT was updated on September 24, 2026 and SECANDA on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*