# UBS TWINT vs FinConTec

The clearest difference is update cadence: FinConTec at every 10 days against UBS TWINT's every 2 months. FinConTec also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBS TWINT ships an update every 2 months, FinConTec every 10 days. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | UBS TWINT | FinConTec |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** | — |
| Number of ratings | **1.7K** | — |
| Positive reviews | 31.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 52 MB | 104 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UBS AG](https://appshunter.io/developer/369153318) | [MetaSwiss](https://appshunter.io/developer/1655872566) |

## What reviewers say

### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

**Highlights:** Send and receive money digitally, Cashless payments in stores and online, Pay parking fees, Digital vouchers and credit, Donate to charities, Withdraw cash without ATM, Access discount offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


### FinConTec

[App page](https://appshunter.io/ios/app/fincontec/id6752781263)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Is FinConTec free?

FinConTec is free to download, with no in-app purchases.

### Do UBS TWINT or FinConTec have ads?

Neither UBS TWINT nor FinConTec shows ads.

### Which is updated more often, UBS TWINT or FinConTec?

UBS TWINT ships an update every 2 months, and FinConTec every 10 days. Most recently, UBS TWINT was updated on October 15, 2026 and FinConTec on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*