# ČSOB Smart klíč vs KB Klíč

The clearest difference is review sentiment: KB Klíč at 83% against ČSOB Smart klíč's 33%. KB Klíč also leads on rating (4.7 vs 4.3) and ratings volume (124 vs 32). ČSOB Smart klíč's advantage is device support (4 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Klíč holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 32 and 124 respectively. Written reviews point the same way: 33% of ČSOB Smart klíč's written reviews are positive against 83% of KB Klíč's.

ČSOB Smart klíč ships an update every 6 weeks, KB Klíč every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | ČSOB Smart klíč | KB Klíč |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (32 ratings)](https://appshunter.io/ios/app/csob-smart-klic/id990273436/reviews) | **[4.7 (124 ratings)](https://appshunter.io/ios/app/kb-klic/id1322359766/reviews)** |
| Number of ratings | 32 | **124** |
| Positive reviews | 33.3% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 113 MB | 80 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### ČSOB Smart klíč

[App page](https://appshunter.io/ios/app/csob-smart-klic/id990273436)

Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.

**Highlights:** Secure login and payment confirmation, Biometric authentication (Face ID, fingerprint), Offline transaction confirmation, Remote verification for calls, Branch and ATM locator, Supports mobile phones and tablets

**Features:** Apple Watch app

**In-app purchases:** none


### KB Klíč

[App page](https://appshunter.io/ios/app/kb-klic/id1322359766)

Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.

**Highlights:** Identity verification, Secure online banking login, Payment authorization, PIN authentication, Fingerprint authentication, Replaces texted codes

**In-app purchases:** none


## Frequently asked questions

### Is ČSOB Smart klíč free?

ČSOB Smart klíč is free to download, with no in-app purchases.

### Is KB Klíč free?

KB Klíč is free to download, with no in-app purchases.

### Which has better reviews, ČSOB Smart klíč or KB Klíč?

KB Klíč is rated higher. ČSOB Smart klíč averages 4.3 out of 5 from 32 ratings, while KB Klíč averages 4.7 from 124 ratings.

### Do ČSOB Smart klíč or KB Klíč have ads?

Neither ČSOB Smart klíč nor KB Klíč shows ads.

### Which is updated more often, ČSOB Smart klíč or KB Klíč?

ČSOB Smart klíč ships an update every 6 weeks, and KB Klíč every 2 months. Most recently, ČSOB Smart klíč was updated on October 24, 2026 and KB Klíč on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*