# ČSOB Smart klíč vs RB klíč

The clearest difference is review sentiment: RB klíč at 54% against ČSOB Smart klíč's 33%. RB klíč also leads on rating (4.5 vs 4.3). ČSOB Smart klíč's advantage is update cadence (every 6 weeks vs every 3 months) and device support (4 vs 2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RB klíč holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 31 and 91 respectively. Written reviews point the same way: 33% of ČSOB Smart klíč's written reviews are positive against 54% of RB klíč's.

ČSOB Smart klíč ships an update every 6 weeks, RB klíč every 3 months. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ČSOB Smart klíč | RB klíč |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (31 ratings)](https://appshunter.io/ios/app/csob-smart-klic/id990273436/reviews) | **[4.5 (91 ratings)](https://appshunter.io/ios/app/rb-klic/id1476392790/reviews)** |
| Number of ratings | 31 | **91** |
| Positive reviews | 33.3% of reviews | **54.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 113 MB | 49 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) | [Raiffeisenbank, a.s.](https://appshunter.io/developer/538751790) |

## What reviewers say

### ČSOB Smart klíč

[App page](https://appshunter.io/ios/app/csob-smart-klic/id990273436)

Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.

**Highlights:** Secure login and payment confirmation, Biometric authentication (Face ID, fingerprint), Offline transaction confirmation, Remote verification for calls, Branch and ATM locator, Supports mobile phones and tablets

**Features:** Apple Watch app

**In-app purchases:** none


### RB klíč

[App page](https://appshunter.io/ios/app/rb-klic/id1476392790)

Securely log in to online banking and authorize transactions with your fingerprint or face scan. This app also facilitates identity verification and access recovery without visiting a branch.

**Highlights:** Secure online banking login, Transaction authorization via biometrics, PIN confirmation for operations, Remote access recovery, Identity document and biometrics verification, Offline transaction signing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ČSOB Smart klíč free?

ČSOB Smart klíč is free to download, with no in-app purchases.

### Is RB klíč free?

RB klíč is free to download, with no in-app purchases.

### Which has better reviews, ČSOB Smart klíč or RB klíč?

RB klíč is rated higher. ČSOB Smart klíč averages 4.3 out of 5 from 31 ratings, while RB klíč averages 4.5 from 91 ratings.

### Do ČSOB Smart klíč or RB klíč have ads?

Neither ČSOB Smart klíč nor RB klíč shows ads.

### Which is updated more often, ČSOB Smart klíč or RB klíč?

ČSOB Smart klíč ships an update every 6 weeks, and RB klíč every 3 months. Most recently, ČSOB Smart klíč was updated on November 5, 2026 and RB klíč on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*