# ČSOB Smart klíč vs KB+

ČSOB Smart klíč and KB+ both sit at 4.3 stars, but that hides the real split: 33% of ČSOB Smart klíč's written reviews are positive against 22% of KB+'s. ČSOB Smart klíč also leads on device support (4 vs 2) and iOS requirement (15.0 vs 17.0). KB+'s advantage is ratings volume (177 vs 32). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for ČSOB Smart klíč against 4.4 for KB+. That said, the two scores are not equally well evidenced: KB+ has 177 ratings behind it against 32, so its average is the more settled of the two. Written reviews are what separate them: 33% of ČSOB Smart klíč's written reviews are positive against 22% of KB+'s.

ČSOB Smart klíč ships an update every 6 weeks, KB+ every 3 weeks. The most recent releases landed on August 19, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | ČSOB Smart klíč | KB+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (32 ratings)](https://appshunter.io/ios/app/csob-smart-klic/id990273436/reviews) | **[4.4 (177 ratings)](https://appshunter.io/ios/app/kb-plus/id1585485232/reviews)** |
| Number of ratings | 32 | **177** |
| Positive reviews | **33.3% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 113 MB | 578 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Československá obchodní banka, a.s.](https://appshunter.io/developer/479852418) | [Komercni banka a.s.](https://appshunter.io/developer/447750758) |

## What reviewers say

### ČSOB Smart klíč

[App page](https://appshunter.io/ios/app/csob-smart-klic/id990273436)

Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.

**Highlights:** Secure login and payment confirmation, Biometric authentication (Face ID, fingerprint), Offline transaction confirmation, Remote verification for calls, Branch and ATM locator, Supports mobile phones and tablets

**Features:** Apple Watch app

**In-app purchases:** none


### KB+

[App page](https://appshunter.io/ios/app/kb-plus/id1585485232)

Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.

**Highlights:** Multicurrency account, Customizable account number and name, Savings accounts and envelopes, Card ordering and management, Drag and drop payments, Biometric login (Touch ID/Face ID)

**Features:** macOS Compatibility, Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ČSOB Smart klíč free?

ČSOB Smart klíč is free to download, with no in-app purchases.

### Is KB+ free?

KB+ is free to download, with no in-app purchases.

### Which has better reviews, ČSOB Smart klíč or KB+?

KB+ is rated higher. ČSOB Smart klíč averages 4.3 out of 5 from 32 ratings, while KB+ averages 4.4 from 177 ratings.

### Do ČSOB Smart klíč or KB+ have ads?

Neither ČSOB Smart klíč nor KB+ shows ads.

### Which is updated more often, ČSOB Smart klíč or KB+?

ČSOB Smart klíč ships an update every 6 weeks, and KB+ every 3 weeks. Most recently, ČSOB Smart klíč was updated on August 19, 2026 and KB+ on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*