# RealTimeChoices vs Ameritas Benefits

The clearest difference is rating: RealTimeChoices at 3.0 against Ameritas Benefits's 1.8. Ameritas Benefits's advantage is ratings volume (150 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RealTimeChoices holds the better App Store score, 3.0 against 1.8. That said, the two scores are not equally well evidenced: Ameritas Benefits has 150 ratings behind it against 1, so its average is the more settled of the two.

RealTimeChoices ships an update every 2 months, Ameritas Benefits every 6 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | RealTimeChoices | Ameritas Benefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (1 ratings)](https://appshunter.io/ios/app/realtimechoices/id990358726/reviews)** | [1.8 (150 ratings)](https://appshunter.io/ios/app/ameritas-benefits/id6470936282/reviews) |
| Number of ratings | 1 | **150** |
| Positive reviews | — | 10.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 42 MB | 62 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [CareOperative, LLC](https://appshunter.io/developer/445594709) | [Ameritas Life Insurance Corp.](https://appshunter.io/developer/1439458595) |

## What reviewers say

### RealTimeChoices

[App page](https://appshunter.io/ios/app/realtimechoices/id990358726)

Empowers consumers to save money on healthcare services by providing fair price information for thousands of procedures. Helps users become informed shoppers, regardless of insurance status, to potentially save thousands on common medical needs.

**Highlights:** Fair price information for healthcare services, Save money on medical procedures, Compare prices across providers, Suitable for insured and uninsured individuals, Information on thousands of procedures

**Features:** Vision Pro support

**In-app purchases:** none


### Ameritas Benefits

[App page](https://appshunter.io/ios/app/ameritas-benefits/id6470936282)

Access your dental and vision benefits on the go. Manage your account, view ID cards, find providers, and review claim information. This app provides convenient access to your Ameritas primary member benefits.

**Highlights:** Access ID cards, Find network dental providers, View dental claim information, Manage account profile, Access plan documents

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is RealTimeChoices free?

RealTimeChoices is free to download, with no in-app purchases.

### Is Ameritas Benefits free?

Ameritas Benefits is free to download, with no in-app purchases.

### Which has better reviews, RealTimeChoices or Ameritas Benefits?

RealTimeChoices is rated higher. RealTimeChoices averages 3.0 out of 5 from 1 ratings, while Ameritas Benefits averages 1.8 from 150 ratings.

### Do RealTimeChoices or Ameritas Benefits have ads?

Neither RealTimeChoices nor Ameritas Benefits shows ads.

### Which is updated more often, RealTimeChoices or Ameritas Benefits?

RealTimeChoices ships an update every 2 months, and Ameritas Benefits every 6 weeks. Most recently, RealTimeChoices was updated on November 1, 2026 and Ameritas Benefits on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*