# NICU smartPay vs WhyLeaveTown

NICU smartPay and WhyLeaveTown are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NICU smartPay ships an update every 6 months, WhyLeaveTown every 3 months. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | NICU smartPay | WhyLeaveTown |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 months** |
| Monetization | Free | — |
| Size | 106 MB | 50 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Northern Inland Credit Union Limited](https://appshunter.io/developer/990505804) | [Why Leave Town Pty Ltd](https://appshunter.io/developer/1706764458) |

## What reviewers say

### NICU smartPay

[App page](https://appshunter.io/ios/app/nicu-smartpay/id990507455)

Manage your finances with ease. View account balances, make payments, set savings goals, and control your cards directly from the home screen. Enjoy enhanced security features and quick access to all your banking needs.

**Highlights:** Quick Balance view, Biometric and PIN login, Instant transfers to members, External bank transfers, BPAY payments, Expense tracking, Card management

**Features:** macOS Compatibility

**In-app purchases:** none


### WhyLeaveTown

[App page](https://appshunter.io/ios/app/whyleavetown/id6465793743)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NICU smartPay free?

NICU smartPay is free to download, with no in-app purchases.

### Is WhyLeaveTown free?

WhyLeaveTown is free to download, with no in-app purchases.

### Do NICU smartPay or WhyLeaveTown have ads?

Neither NICU smartPay nor WhyLeaveTown shows ads.

### Which is updated more often, NICU smartPay or WhyLeaveTown?

NICU smartPay ships an update every 6 months, and WhyLeaveTown every 3 months. Most recently, NICU smartPay was updated on October 7, 2026 and WhyLeaveTown on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*