# CBTbanking vs OnPath Mobile

The clearest difference is ratings volume: OnPath Mobile at 18K against CBTbanking's 4. CBTbanking's advantage is monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CBTbanking against 4.9 for OnPath Mobile. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 4, so its average is the more settled of the two.

CBTbanking ships an update monthly, OnPath Mobile every 5 weeks. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | CBTbanking | OnPath Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cbtbanking/id991334532/reviews)** | [4.9 (18K ratings)](https://appshunter.io/ios/app/onpath-mobile/id1159014990/reviews) |
| Number of ratings | 4 | **18K** |
| Positive reviews | — | 84.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 155 MB | 128 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank & Trust Co Mobile](https://appshunter.io/developer/991334531) | [OnPath Federal Credit Union](https://appshunter.io/developer/868954867) |

## What reviewers say

### CBTbanking

[App page](https://appshunter.io/ios/app/cbtbanking/id991334532)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Requires enrollment in online banking with Citizens Bank & Trust Co.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and manage payees, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### OnPath Mobile

[App page](https://appshunter.io/ios/app/onpath-mobile/id1159014990)

Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.

**Highlights:** Check balances and transaction history, Remote check deposit, Instant peer-to-peer payments with Zelle®, Bill pay and scheduling, Credit score access and improvement tips, Connect external financial accounts, Biometric login security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient online banking
- 🚀 Easy access and quick transactions
- 💳 Reliable and secure
- 🤑 Early payroll deposit
- 🏆 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and compatibility issues
- 💰 Fees for account transfers
- 🕰️ Delayed transaction updates
- 🔒 Difficulty managing accounts and cards

**Reported bugs**

- App crashes on iPhone 6 and newer models
- Inconsistent account balance display between app and website

**Requested features**

- Ability to lock/unlock debit card from the app
- Integration with cryptocurrency accounts
- More detailed transaction history and budgeting tools


## Frequently asked questions

### Is CBTbanking free?

CBTbanking is free to download, with no in-app purchases.

### Is OnPath Mobile free?

OnPath Mobile is free to download, with no in-app purchases.

### Which has better reviews, CBTbanking or OnPath Mobile?

CBTbanking is rated higher. CBTbanking averages 5.0 out of 5 from 4 ratings, while OnPath Mobile averages 4.9 from 18K ratings.

### Do CBTbanking or OnPath Mobile have ads?

Neither CBTbanking nor OnPath Mobile shows ads.

### Which is updated more often, CBTbanking or OnPath Mobile?

CBTbanking ships an update monthly, and OnPath Mobile every 5 weeks. Most recently, CBTbanking was updated on October 13, 2026 and OnPath Mobile on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*