# CBTbanking vs MySTFCU Access

The clearest difference is update cadence: CBTbanking at monthly against MySTFCU Access's every 19 months. MySTFCU Access's advantage is iOS requirement (12.1 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CBTbanking against 5.0 for MySTFCU Access. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

CBTbanking ships an update monthly, MySTFCU Access every 19 months. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | CBTbanking | MySTFCU Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/cbtbanking/id991334532/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/mystfcu-access/id1532081685/reviews) |
| Number of ratings | 4 | 4 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 19 months |
| Monetization | Free | Free |
| Size | 155 MB | 13 MB |
| Requires iOS | 15.0 | **12.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Citizens Bank & Trust Co Mobile](https://appshunter.io/developer/991334531) | [St. Tammany Federal Credit Union](https://appshunter.io/developer/1023749044) |

## What reviewers say

### CBTbanking

[App page](https://appshunter.io/ios/app/cbtbanking/id991334532)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Requires enrollment in online banking with Citizens Bank & Trust Co.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and manage payees, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### MySTFCU Access

[App page](https://appshunter.io/ios/app/mystfcu-access/id1532081685)

Manage your credit union accounts conveniently and securely from your mobile device. Perform transactions, view history, and deposit checks anytime, anywhere. This service is free for enrolled members.

**Highlights:** 24/7 account access, Check balances, View transaction history, Transfer funds, Pay bills, Deposit checks

**In-app purchases:** none


## Frequently asked questions

### Is CBTbanking free?

CBTbanking is free to download, with no in-app purchases.

### Is MySTFCU Access free?

MySTFCU Access is free to download, with no in-app purchases.

### Which has better reviews, CBTbanking or MySTFCU Access?

CBTbanking and MySTFCU Access are both rated 5.0 out of 5 on the App Store, from 4 and 4 ratings respectively.

### Do CBTbanking or MySTFCU Access have ads?

Neither CBTbanking nor MySTFCU Access shows ads.

### Which is updated more often, CBTbanking or MySTFCU Access?

CBTbanking ships an update monthly, and MySTFCU Access every 19 months. Most recently, CBTbanking was updated on October 13, 2026 and MySTFCU Access on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*