# Splid vs PayForMe

The clearest difference is in-app purchases: PayForMe at none against Splid's 2. Splid's advantage is ratings volume (4K vs 2) and review sentiment (98% vs 82%). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Splid sells 2 one-off in-app purchases. PayForMe asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Splid against 5.0 for PayForMe. That said, the two scores are not equally well evidenced: Splid has 4K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 98% of Splid's written reviews are positive against 82% of PayForMe's.

Splid ships an update every 3 months, PayForMe every 4 months. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Splid | PayForMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (4K ratings)](https://appshunter.io/ios/app/splid-split-group-bills/id991473495/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payforme/id1500428306/reviews)** |
| Number of ratings | **4K** | 2 |
| Positive reviews | **98.1% of reviews** | 81.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 12 MB | 4 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nicolas Jersch](https://appshunter.io/developer/991473494) | [Jona Koenig](https://appshunter.io/developer/1764825010) |

## What reviewers say

### Splid

[App page](https://appshunter.io/ios/app/splid-split-group-bills/id991473495)

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

**Highlights:** Track group expenses, Settle up easily, Online and offline functionality, Multi-currency support, PDF/Excel export, Handles complex transactions

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 2 Groups | $2.99 | one-time |
| Splid Plus | $3.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Intuitive interface
- 💰 Free with optional paid features
- 💳 Supports multiple currencies
- 🤝 Facilitates group expense sharing

**What reviewers complain about**

- 🐛 Occasional bugs or glitches
- ⚠️ Limited customization options
- 🔢 Confusing settlement calculations
- 🗓️ Lack of date/time sorting for expenses

**Reported bugs**

- Incorrect expense split calculations
- Inability to delete or edit past expenses

**Requested features**

- Add ability to attach receipts/photos
- Implement recurring expense tracking
- Improve currency conversion handling
- Allow custom expense categorization
- Provide more detailed expense reporting


### PayForMe

[App page](https://appshunter.io/ios/app/payforme/id1500428306)

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

**Highlights:** Track borrowed money, Manage multiple projects, View member balances, Create and update bills, Clear individual debts, Color-coded user differentiation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Splid free?

Splid is free to download, with in-app purchases available.

### Is PayForMe free?

PayForMe is free to download, with no in-app purchases.

### Which has better reviews, Splid or PayForMe?

PayForMe is rated higher. Splid averages 4.9 out of 5 from 4K ratings, while PayForMe averages 5.0 from 2 ratings.

### Do Splid or PayForMe have ads?

Neither Splid nor PayForMe shows ads.

### Which is updated more often, Splid or PayForMe?

Splid ships an update every 3 months, and PayForMe every 4 months. Most recently, Splid was updated on October 13, 2026 and PayForMe on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*