# First Merchants Mobile App vs CTS Assistant

The clearest difference is ads: CTS Assistant at none against First Merchants Mobile App's shown. CTS Assistant also leads on update cadence (every 3 weeks vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Merchants Mobile App ships an update every 5 months, CTS Assistant every 3 weeks. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | First Merchants Mobile App | CTS Assistant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (29K ratings)](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews)** | — |
| Number of ratings | **29K** | — |
| Positive reviews | 79.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 57 MB | 124 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Merchants Corporation](https://appshunter.io/developer/451194737) | [Western Auxiliary Corporation](https://appshunter.io/developer/1516545891) |

## What reviewers say

### First Merchants Mobile App

[App page](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer money between accounts, Pay bills and view history, Deposit checks remotely, Send and receive person-to-person payments, Find nearby branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient mobile banking features
- 🔒 Secure authentication options
- 💰 Helpful with managing finances
- 🤝 Friendly and knowledgeable staff
- 📲 Easy to use mobile app

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Difficult to navigate and find features
- 🔒 Unreliable biometric authentication
- 💳 Issues with mobile check deposits
- 🔄 Confusing app updates and changes

**Reported bugs**

- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks

**Requested features**

- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts


### CTS Assistant

[App page](https://appshunter.io/ios/app/cts-assistant/id1516545892)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Merchants Mobile App free?

First Merchants Mobile App is free to download, with no in-app purchases.

### Is CTS Assistant free?

CTS Assistant is free to download, with no in-app purchases.

### Do First Merchants Mobile App or CTS Assistant have ads?

First Merchants Mobile App shows ads; CTS Assistant does not.

### Which is updated more often, First Merchants Mobile App or CTS Assistant?

First Merchants Mobile App ships an update every 5 months, and CTS Assistant every 3 weeks. Most recently, First Merchants Mobile App was updated on October 22, 2026 and CTS Assistant on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*