# First Merchants Mobile App vs Riverside Personal

The clearest difference is ratings volume: First Merchants Mobile App at 29K against Riverside Personal's 17. First Merchants Mobile App also leads on monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Merchants Mobile App holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 29K ratings behind it against 17, so its average is the more settled of the two.

First Merchants Mobile App ships an update every 5 months, Riverside Personal every 4 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | First Merchants Mobile App | Riverside Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (29K ratings)](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews)** | [4.6 (17 ratings)](https://appshunter.io/ios/app/riverside-personal/id1530403683/reviews) |
| Number of ratings | **29K** | 17 |
| Positive reviews | 79.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 months | **Every 4 months** |
| Monetization | **Free** | Ad-supported |
| Size | 57 MB | 127 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Merchants Corporation](https://appshunter.io/developer/451194737) | [Riverside Bank of Dublin](https://appshunter.io/developer/1530403685) |

## What reviewers say

### First Merchants Mobile App

[App page](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer money between accounts, Pay bills and view history, Deposit checks remotely, Send and receive person-to-person payments, Find nearby branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient mobile banking features
- 🔒 Secure authentication options
- 💰 Helpful with managing finances
- 🤝 Friendly and knowledgeable staff
- 📲 Easy to use mobile app

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Difficult to navigate and find features
- 🔒 Unreliable biometric authentication
- 💳 Issues with mobile check deposits
- 🔄 Confusing app updates and changes

**Reported bugs**

- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks

**Requested features**

- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts


### Riverside Personal

[App page](https://appshunter.io/ios/app/riverside-personal/id1530403683)

Manage your personal finances conveniently and securely with this mobile banking app. Check balances, view transactions, transfer funds between accounts, and deposit checks by taking photos. Getting started is simple with your existing online banking credentials.

**Highlights:** Check account balances, View recent transactions, Transfer money between accounts, Deposit checks via photo, View deposit history

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Merchants Mobile App free?

First Merchants Mobile App is free to download, with no in-app purchases.

### Is Riverside Personal free?

Riverside Personal is free to download, with no in-app purchases.

### Which has better reviews, First Merchants Mobile App or Riverside Personal?

First Merchants Mobile App is rated higher. First Merchants Mobile App averages 4.7 out of 5 from 29K ratings, while Riverside Personal averages 4.6 from 17 ratings.

### Do First Merchants Mobile App or Riverside Personal have ads?

Both First Merchants Mobile App and Riverside Personal show ads.

### Which is updated more often, First Merchants Mobile App or Riverside Personal?

First Merchants Mobile App ships an update every 5 months, and Riverside Personal every 4 months. Most recently, First Merchants Mobile App was updated on November 1, 2026 and Riverside Personal on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*