# First Merchants Mobile App vs NWSB

The clearest difference is review sentiment: First Merchants Mobile App at 79% against NWSB's 50%. First Merchants Mobile App also leads on ratings volume (28K vs 16) and rating (4.8 vs 4.4). NWSB's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Merchants Mobile App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 28K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 79% of First Merchants Mobile App's written reviews are positive against 50% of NWSB's.

First Merchants Mobile App ships an update every 5 months, NWSB every 2 months. The most recent releases landed on September 28, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | First Merchants Mobile App | NWSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28K ratings)](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/nwsb/id6479061969/reviews) |
| Number of ratings | **28K** | 16 |
| Positive reviews | **79.1% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 57 MB | 191 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Merchants Corporation](https://appshunter.io/developer/451194737) | [The New Washington State Bank](https://appshunter.io/developer/738567189) |

## What reviewers say

### First Merchants Mobile App

[App page](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer money between accounts, Pay bills and view history, Deposit checks remotely, Send and receive person-to-person payments, Find nearby branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient mobile banking features
- 🔒 Secure authentication options
- 💰 Helpful with managing finances
- 🤝 Friendly and knowledgeable staff
- 📲 Easy to use mobile app

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Difficult to navigate and find features
- 🔒 Unreliable biometric authentication
- 💳 Issues with mobile check deposits
- 🔄 Confusing app updates and changes

**Reported bugs**

- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks

**Requested features**

- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts


### NWSB

[App page](https://appshunter.io/ios/app/nwsb/id6479061969)

Manage your bank accounts, view balances, and search transactions. Transfer funds, pay bills, and deposit checks remotely using your device's camera. Securely log in with fingerprint or facial recognition.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks with device camera, Secure login with Touch ID/Face ID

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is First Merchants Mobile App free?

First Merchants Mobile App is free to download, with no in-app purchases.

### Is NWSB free?

NWSB is free to download, with no in-app purchases.

### Which has better reviews, First Merchants Mobile App or NWSB?

First Merchants Mobile App is rated higher. First Merchants Mobile App averages 4.8 out of 5 from 28K ratings, while NWSB averages 4.4 from 16 ratings.

### Do First Merchants Mobile App or NWSB have ads?

Both First Merchants Mobile App and NWSB show ads.

### Which is updated more often, First Merchants Mobile App or NWSB?

First Merchants Mobile App ships an update every 5 months, and NWSB every 2 months. Most recently, First Merchants Mobile App was updated on September 28, 2026 and NWSB on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*