# First Merchants Mobile App vs Centier Bank

The clearest difference is review sentiment: First Merchants Mobile App at 79% against Centier Bank's 33%. First Merchants Mobile App also leads on rating (4.7 vs 2.1) and ratings volume (29K vs 201). Centier Bank's advantage is ads (none vs shown) and update cadence (every 11 days vs every 5 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Merchants Mobile App holds the better App Store score, 4.7 against 2.1. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 29K ratings behind it against 201, so its average is the more settled of the two. Written reviews point the same way: 79% of First Merchants Mobile App's written reviews are positive against 33% of Centier Bank's.

First Merchants Mobile App ships an update every 5 months, Centier Bank every 11 days. The most recent releases landed on November 7, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | First Merchants Mobile App | Centier Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (29K ratings)](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118/reviews)** | [2.1 (201 ratings)](https://appshunter.io/ios/app/centier-bank/id6796064584/reviews) |
| Number of ratings | **29K** | 201 |
| Positive reviews | **79.0% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 57 MB | 311 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Merchants Bank](https://appshunter.io/developer/451194737) | [Centier Bank](https://appshunter.io/developer/494705206) |

## What reviewers say

### First Merchants Mobile App

[App page](https://appshunter.io/ios/app/first-merchants-mobile-app/id992147118)

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

**Highlights:** Check account balances and transactions, Transfer money between accounts, Pay bills and view history, Deposit checks remotely, Send and receive person-to-person payments, Find nearby branches and ATMs

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient mobile banking features
- 🔒 Secure authentication options
- 💰 Helpful with managing finances
- 🤝 Friendly and knowledgeable staff
- 📲 Easy to use mobile app

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Difficult to navigate and find features
- 🔒 Unreliable biometric authentication
- 💳 Issues with mobile check deposits
- 🔄 Confusing app updates and changes

**Reported bugs**

- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks

**Requested features**

- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts


### Centier Bank

[App page](https://appshunter.io/ios/app/centier-bank/id6796064584)

Manage your finances conveniently from your mobile device. Check account balances, review recent transactions, transfer funds between accounts, and deposit checks remotely. This app is available to all Centier consumer online banking customers.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Deposit checks remotely, Find branch locations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Merchants Mobile App free?

First Merchants Mobile App is free to download, with no in-app purchases.

### Is Centier Bank free?

Centier Bank is free to download, with no in-app purchases.

### Which has better reviews, First Merchants Mobile App or Centier Bank?

First Merchants Mobile App is rated higher. First Merchants Mobile App averages 4.7 out of 5 from 29K ratings, while Centier Bank averages 2.1 from 201 ratings.

### Do First Merchants Mobile App or Centier Bank have ads?

First Merchants Mobile App shows ads; Centier Bank does not.

### Which is updated more often, First Merchants Mobile App or Centier Bank?

First Merchants Mobile App ships an update every 5 months, and Centier Bank every 11 days. Most recently, First Merchants Mobile App was updated on November 7, 2026 and Centier Bank on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*