# Vikki Internet Banking vs BAOVIET Smart

The clearest difference is review sentiment: BAOVIET Smart at 100% against Vikki Internet Banking's 5%. BAOVIET Smart also leads on rating (2.7 vs 1.4) and update cadence (every 6 weeks vs every 3 months). Vikki Internet Banking's advantage is ratings volume (28 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAOVIET Smart holds the better App Store score, 2.7 against 1.4. Both are backed by a comparable volume of ratings — 28 and 7 respectively. Written reviews point the same way: 5% of Vikki Internet Banking's written reviews are positive against 100% of BAOVIET Smart's.

Vikki Internet Banking ships an update every 3 months, BAOVIET Smart every 6 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Vikki Internet Banking | BAOVIET Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (28 ratings)](https://appshunter.io/ios/app/vikki-internet-banking/id993124125/reviews) | **[2.7 (7 ratings)](https://appshunter.io/ios/app/baoviet-smart/id1504422967/reviews)** |
| Number of ratings | **28** | 7 |
| Positive reviews | 4.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 12 MB | 208 MB |
| Requires iOS | 14.2 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vikki Digital Bank Limited](https://appshunter.io/developer/336751428) | [BAOVIET Bank](https://appshunter.io/developer/1504422966) |

## What reviewers say

### Vikki Internet Banking

[App page](https://appshunter.io/ios/app/vikki-internet-banking/id993124125)

Manage your bank accounts, transfer funds, and pay bills directly from your smartphone. This app provides secure access to your Vikki Bank services, allowing for convenient online transactions and account management.

**Highlights:** Account management, Fund transfers, Online bill payments, Prepaid mobile top-ups, Save recipient details, Secure login

**Features:** macOS Compatibility

**In-app purchases:** none


### BAOVIET Smart

[App page](https://appshunter.io/ios/app/baoviet-smart/id1504422967)

This digital banking app allows users to manage and conduct financial transactions securely and conveniently online. It offers features for account linking, fund transfers, bill payments, and mobile top-ups, all accessible from your mobile device.

**Highlights:** Account and card linking, Fund transfers (internal and external), Bill payments, Mobile top-ups, Account balance and transaction history, Biometric and OTP security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vikki Internet Banking free?

Vikki Internet Banking is free to download, with no in-app purchases.

### Is BAOVIET Smart free?

BAOVIET Smart is free to download, with no in-app purchases.

### Which has better reviews, Vikki Internet Banking or BAOVIET Smart?

BAOVIET Smart is rated higher. Vikki Internet Banking averages 1.4 out of 5 from 28 ratings, while BAOVIET Smart averages 2.7 from 7 ratings.

### Do Vikki Internet Banking or BAOVIET Smart have ads?

Neither Vikki Internet Banking nor BAOVIET Smart shows ads.

### Which is updated more often, Vikki Internet Banking or BAOVIET Smart?

Vikki Internet Banking ships an update every 3 months, and BAOVIET Smart every 6 weeks. Most recently, Vikki Internet Banking was updated on November 1, 2026 and BAOVIET Smart on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*